USDA and FHA Pro and Con in Eagle-Lake, Blue Earth County, MN

In 2025, the USDA loan limit for Eagle-Lake in Blue Earth, MN, stands at $285,000, whereas the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today, assessing what's needed in terms of income, credit, reserves, and documentation for qualification. With our extensive mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, enabling you to determine the best fit for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Eagle-Lake, Blue Earth County, MN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Eagle-Lake, MN

The objective of Lendersa® is to quickly provide you with the best USDA or FHA loan, without the hassle. Choose one of three starting paths that link you with the right lenders and USDA loan programs.

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Understanding USDA Loans in MN

A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is meant for rural areas only. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans do not need any down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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