USDA Vs. FHA your options comparison in Waseca, Waseca County, MN
In 2025, the USDA loan limit for a single-family home in Waseca, county of Waseca, MN is $336,500, whereas the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's prime USDA and FHA rates, and determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the ideal program for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Waseca, County of Waseca, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Waseca, MN
Lendersa® aims to swiftly secure the best USDA or FHA loan without hassle. Choose one of the three starting paths to connect with matching lenders and USDA loan offerings.
A USDA home loan, backed by the government through the Department of Agriculture and also known as a USDA rural development loan, is available in rural areas only. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not demand any down payment, offering a substantial advantage for those who qualify.
Henderson State Bank seeks to better our communities in many ways. We offer lending products, with a focus on Ag and Commercial businesses. We have various types of deposit accounts, and other related services, to help anyone with their banking needs. We also are heavily involved in our communities through various service projects, donations.
Itasca Bank & Trust Co. would like the opportunity to earn your business. Our bankers take the time to get to know you, your objectives, and your strategic plan. We'll work with you to help uncover financing options available for managing your business and create a banking package tailored to your business needs.
McIntosh County Bank of Ashley, North Dakota was organized September 15, 1911 as the Farmers State Bank of Danzig, North Dakota. By 1913, controlling stock was acquired by J.H. Wishek and Peter Billigmeier. At that time, Danzig was a thriving community with two grocery stores, meat market, lumber yard, hardware store.
University Federal Credit Union’s mission is to serve the financial needs of our members by being strong and secure.
Since 1937 University Federal Credit Union has grown to meet the needs of our members by providing quality, not-for-profit financial services at reasonable rates.
The Med Park Credit Union exists as a stable financial organization. It provides members services that will encourage them to accumulate savings, provide them a source of credit and to help educate them that they can attain their optimal level of financial security and independence.
2800 South Washington Street, Grand Forks, ND, 58201
The Area Community Credit Union has a rich heritage in the Greater Grand Forks area. We started as a Federally Charted Credit Union in 1958. We converted to a State Charted in December, 1964 with approximately $52, 000 in assets. Initially, we were a Credit Union solely for the Grand Forks Public School employees.
With roots tracing back to 1879, Alerus is a diversified financial services company with approximately $31.5 billion in assets under administration/management. We provide business and consumer banking products and services, residential mortgage financing, employer-sponsored retirement plans and wealth management services.
We have been providing full service banking to individuals and businesses since 1879. We continue that tradition today with the best levels of customer service for all of your financial and lending needs. Goppert Financial Bank - serving you with locations in Lathrop, Lawson, Holt, Norborne, and Pleasant Hill, Missouri.
