FHA Vs. USDA loan program for Edina, Hennepin County, Minnesota

For 2026, the USDA loan limit for Edina in Hennepin, MN, is $0. In comparison, the FHA limit for a single-family home is $515,200.

Use the Lendersa® USDA loan calculator to evaluate the leading USDA versus FHA rates today, determining the necessary income, credit score, reserves, and documents you need to qualify. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program suited to your financial needs in .

USDA and FHA Loan Options in Edina, MN

Lendersa® strives to secure you the best possible USDA or FHA loan quickly and without hassle. Begin by picking one of three initial paths to find matching lenders and USDA loan options.

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Understanding USDA Loans in MN

A USDA home loan, secured by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Contrary to FHA loans that demand at least a 3.5% down payment, USDA mortgages have no down payment requirement.

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(509) 736-2020 Lender's profile and map Reviews Vision Mortgage 7301 W. Deschutes Ave, Suite A, Kennewick, WA, 99336 Vision Mortgage was formed in 1994 by Michael and Gina Alvarez under their corporate name of Northwest Pacific Mortgage Corp. For over 24 years and counting Vision Mortgage has been considered one of Washington’s most experienced, knowledgeable and competitive mortgage brokerages that serve the Pacific Northwest.
(352) 362-4404 Lender's profile and map Reviews Florida Mortgage 317 NE 36th Avenue, Suite 4, Ocala, FL, 34470 "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..."
(352) 694-2430 Lender's profile and map Reviews FIDELITY ONE MORTGAGE GROUP, INC. 1010 E. Silver Springs Blvd, Suite D, Ocala, FL, 34470 Fidelity One Mortgage Group was established in 2006 with the mission of creating extraordinary mortgage solutions for the citizens of Florida. That mission continues to be a driving force through today. Fidelity One Mortgage Group has always sought out the nation's most creative and responsible lenders.
(352) 351-0200 Lender's profile and map Reviews Allstate Mortgage Loans 809 NE 25th Ave, Ocala, FL, 34470 Allstate Mortgage of Florida strives to ensure that its services are accessible to people with disabilities. Allstate Mortgage of Florida has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,
(480) 999-0086 Lender's profile and map Reviews Covenant Home Loans 748 Easy Street, Suite 5, Carefree, AZ, 85377 Covenant Home Loans is an Independent Mortgage Broker owned and operated by Nick Vallario. With over 30 years of experience in mortgage banking, both as a Mortgage Broker and a Mortgage Banker, Nick is uniquely qualified to assist you with your home financing. In working with Nick, you will avoid high overhead costs associated with multi-layered
(480) 426-1636 Lender's profile and map Reviews Mill Mortgage, LLC 3605 Crossing Dr, Suite A, Prescott, AZ, 86305 "Mill Mortgage services Arizona, California, Florida, and Washington. We have access to a wide variety of programs giving us the ability to place you in the best product that suites your needs. Competitive rates, low fees, quick turnaround times, accessibility, and great service are all standard, but what sets us apart is being able to provide."
(352) 629-7596 Lender's profile and map Reviews Ocala Community Credit Union 2675 SE 36th Avenue, Ocala, FL, 34471 Our mission is to actively protect your finances by ensuring the safety & soundness of our Credit Union.We are committed to providing consistent quality member service; to relentlessly strive to meet the needs of our members through building & maintaining a strong team.Membership in OCCU is limited to those who are employees of the City of Ocala,FL
(352) 843-7467 Lender's profile and map Reviews Abbey Mortgage 2107 SE 3rd Ave., Ocala, FL, 34471 Abbey Mortgage of Ocala, Inc is a locally owned and operated full service mortgage company As a full service mortgage company, we do all types of loans. We have lots of new loans, zero money down purchases and government loans We also do VA, FHA, USDA Rural housing and reverse mortgages
352-615-1613 Lender's profile and map Reviews Black Rock Mortgage 1552 East Fort King Street, Ocala, FL, 34471 Coast2Coast Lending is a leader in residential home mortgages. We are proud to offer all government loan programs (FHA,VA,USDA) along with many conventional and jumbo financing programs. We serve borrowers for both purchase and refinance. Lending is a leader in residential home mortgages.
(352) 304-5700 Lender's profile and map Reviews Landmark Mortgage Planners 3227 SE Maricamp Rd, #101, Ocala, FL, 34471 Landmark Mortgage Planners is setting new standards in mortgage lending. Any mortgage "professional" can take your information, submit it to an underwriter, and then cross their fingers and hope for the best. Unlike ordinary mortgage lenders, our mortgage consultants are actually certified mortgage planners.
(956) 722-3971 Lender's profile and map Reviews Laredo Federal Credit Union 1119 Corpus Christi Street, Laredo, TX, 78040 Laredo Federal Credit Union’s mission is guided by moral and ethical principles of honesty and responsibility to provide its members efficient, courteous, caring and professional financial services. On May 10, 1956, a group of teachers held a meeting to organize a federal credit union, Laredo Teachers Federal Credit Union.
(305) 527-4792 Lender's profile and map Reviews Isaza International Mortgage Bankers Corp 4868 Northeast 60th Terrace, Ocala, FL, 34488 Isaza International Mortgage Bankers Corp is a boutique style mortgage brokerage agency committed to reviving the lost art of delivering exceptional personal service. Our loan officers have the experience, the tools and untiring determination to exceed your expectations. The market is in a constant state of transition.