USDA Vs. FHA your options comparison in Owatonna, Steele County, MN
In 2025, the USDA loan limit for Owatonna, in Steele county, MN, is $336,500, whereas for a single-family home, the FHA limit is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare today's USDA versus FHA best rates and figure out the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator puts USDA, FHA, Conforming, and VA options side by side, aiding in selecting the right program in for your unique financial scenario.
2025 Loan Limits and Down Payment Requirements in Owatonna, County of Steele, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Owatonna, MN
Lendersa®'s goal is to secure the best USDA or FHA loan for you swiftly and effortlessly. Select one of three paths that lead to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage requires no down payment.
Founded in 1966, Delmar Mortgage is a full-service mortgage company helping new and experienced buyers find their dream homes. Delmar Mortgage offers a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client. Our products range from conventional, jumbo, FHA, VA and more.
Originally established in 1934 as one of the first twelve credit unions serving employees of the Farm Credit System, we organized as the Farm Credit Administration Cooperative Credit Association. In 2005 we converted to a federal charter and adopted the name Four Points in order to better reflect our new ability to serve members.
13520 California Street, Suite 250, Omaha, NE, 68154
Aksarben Mortgage brings to the Omaha mortgage market experienced, customized, comprehensive service that is local and personal. Exceptional service is our passion as we strive to be our clients’ advisors for life, not a single transaction. We've been helping customers afford the home of their dreams for many years.
I started in the mortgage industry back in 2002 right after graduating from the University of Nebraska at Lincoln. Since I had no idea what I wanted to do after graduating, I sort of just fell into being a loan officer. I don’t think anyone dreams of being a mortgage lender growing up, but in the many years
Eagle Mortgage Company is a locally owned and full-service mortgage company in Omaha, NE. We specialize in providing you with a Conventional loan, VA loan, FHA loan, and USDA loan in both Nebraska & Iowa, including Sarpy County, Douglas County, Omaha, and Council Bluffs. Whether you are buying a home or looking for a home refinance loan
Fond du Lac Credit Union is committed to providing our members the best financial solutions possible. We strive to be the most responsive and value-providing financial institution for the communities we serve. Fond du Lac Credit Union is open for membership to anyone that lives or works in Fond du Lac or Dodge County.
The mission of Compassionate Care Credit Union is to make our members feel cared for, both financially and as a person. We will do this through attentive and compassionate service, and by offering products our members need at rates that are competitive in the industry and our service area.
FVSBank began business in Fond du Lac, Wisconsin in 1934 and subsequently expanded to serve the Oshkosh and Waupun areas. Our goal was to provide a safe place for people to deposit their money, and a trusted source for loans. Today, our financial strength allows us to provide the same services as the big box banks – locally – to individuals.
As Whitewater Wisconsin's largest and oldest locally owned and operated financial institution, our goal is to provide you with top quality services to help you meet your financial goals. Home grown, home owned, we have a very rich history of being involved with the Whitewater community, large enough to serve you, small enough to care, that's us.
