USDA Vs. FHA Pro and Con comparison in Winona, Winona County, MN
For the year 2025, the USDA loan limit set in Winona, county of Winona, MN, is $336,500, while the FHA limit for a single-family dwelling is $472,030.
Use the Lendersa® USDA loan calculator to evaluate and compare today's best rates for USDA vs. FHA loans, and identify the required income, credit, reserves, and documentation needed for eligibility. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in is most suitable for your specific financial circumstances.
2025 Loan Limits and Down Payment Requirements in Winona, County of Winona, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Winona, MN
Lendersa® aims to swiftly and seamlessly connect you with the best USDA or FHA loans available. Begin your journey by selecting one of three initial approaches to effectively match with lenders and suitable USDA loan plans.
A USDA home loan is a mortgage backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is specifically offered in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans require no down payment at all.
1351 Dr Martin Luther King Jr Drive, Milwaukee, WI, 53212
Brewery Credit Union (BCU) offers the same commitment to our members since we chartered in 1934 as Brewery Workers Credit Union. The Brewery Workers Union Local 9, represented the many breweries and malting companies in Milwaukee, was the original home of the Brewery Workers Credit Union
Smart Financial Services, Inc. was established in 2001 with the mission of creating extraordinary mortgage solutions for the citizens of Wisconsin and Florida. That mission continues to be a driving force through today. Smart Financial Services, Inc. has always sought out the nation's most creative and responsible lenders.
Jefferson Branch is a branch office of Peoples Bank. They provide the following services: Full Service Office Location and are located at 116 West State Street in Jefferson Iowa.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
At Home State Bank, we truly focus on building lasting relationships to benefit our customers and our community. Our success is rooted in both understanding the full needs of our customers in order to provide the best solution every time, and in giving back to and advocating on behalf of our community to keep it as a great place to live.
Bank of Luxemburg is proud to be a community bank owned by shareholders in the area. We have years of local decision making expertise, catering to the local communities we serve. We are here for our customers through all stages in life, helping to manage life changing events. Trusted advisors support our customers.
wisconsinwholesalemortgage.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Darrell Frenzel is the owner of Wisconsin Wholesale Mortgage. I rarely get beat on rate/closing costs. “My goal in the Mortgage Business is to make a positive difference in people’s lives, first
"Journey Credit Union's friendly staff is here to serve all your financial needs.
It shall be the mission of Journey Credit Union to benefit all members by: promoting thrift and encouraging regular savings; offering loans at reasonable rates of interest; providing personal, professional and confidential services to all members;"
Neighborhood National Bank is committed to serving our community's financial needs with quality products and services, while exceeding our customer's expectations with our friendly and professional staff. We offer both personal and business banking as well as an array of loan services available. Get the best rates available on consumer
Mercer Credit Union was founded in 1969. The credit union has assets totaling $2.99 Million and provides banking services to more than 500 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
