For 2026, the USDA loan limit in La-Crescent, situated in Houston, MN, is set at $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's leading USDA and FHA rates, checking the income, credit, reserves, and document requirements needed to qualify. With our advanced mortgage calculator, you can easily compare USDA, FHA, Conforming, and VA program options side by side, assisting you in selecting the most suitable program in Alabama for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is dedicated to quickly helping you secure the ideal USDA or FHA loan without complications. Choose from three different starting points to connect with matching lenders and program options.
The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is a government-backed loan through the Department of Agriculture, offered solely in rural areas. Unlike FHA loans that typically require at least a 3.5% down payment, USDA mortgages demand no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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