USDA VS FHA in International-Falls, Koochiching County, MN

In 2025, in International-Falls, Koochiching, MN, the USDA loan limit is $285,000, while the FHA limit is $356,362 for a single-family home.

Use the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates today and find out the income, credit reserves, and documents you need to qualify. Our advanced mortgage calculator provides comparisons of USDA, FHA, Conforming, and VA options to help you decide the best program in Alabama for your situation.

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2025 Loan Limits and Downpayment Requirements in International-Falls, Koochiching, MN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in International-Falls, MN

Lendersa® strives to help you quickly secure the best USDA or FHA loan without hassle. Choose one of three starting points leading to matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in MN

The USDA home loan, guaranteed by the government through the Department of Agriculture, known as the USDA rural development loan, is available only in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Neighborhood Mortgage Solutions, LLC
  • 975 North Main St, Suite D, Frankenmuth, MI, 48734
  • Neighborhood Mortgage Solutions is a Credit Union Service Organization (CUSO) providing mortgage services to fellow credit unions. We are credit union owned and were founded in 2008 by three credit union partners in Michigan: Frankenmuth Credit Union, Alpena Alcona Area Credit Union and Team One Credit Union.
  • CommunityWide Federal Credit Union
  • 1555 W Western Avenue, South Bend, IN, 46619
  • CommunityWide Federal Credit Union was founded in September of 1967 as the West Washington Association Federal Credit Union. It was established with the primary purpose of providing high value financial services to persons of modest means in the near west side of South Bend, including financial counseling and education.
  • Notre Dame Federal Credit Union
  • 1828 Moreau Dr, Notre Dame, IN, 46556
  • Notre Dame Federal Credit Union was born on a sunny afternoon in May 1941, during the course of a conversation at a small tavern off of Notre Dame Avenue. From our humble beginnings operating out of the night watchman's office in the Main Building on the campus of the University of Notre Dame,
  • Gabriels Community Credit Union
  • 1901 E Michigan Avenue, Lansing, MI, 48912
  • At Gabriels Community Credit Union. In 1957 a small group of parishioners joined together in the spirit of cooperation to offer members personal financial services. From this humble beginning, Resurrection Parish Credit Union was born. Over the years the Credit Union has grown up with the community
  • Metro Mortgage Group
  • 405 E. Main Street, Owosso, MI, 48867
  • We are a small company that takes pride in having a vested personal interest in your financial success. We are a lender, not a broker, so we have a vested interest in your success. To us, an educated buyer is a good buyer. While we maintain a small size, we have strategic partners that allow us to offer all the products the biggest player
  • United State Bank
  • 102 West Main St., Lewistown, MO, 63452
  • The history of the United State Bank began in 1922 when Lorenzo H. Gnuse, Sr. founded the Durham State Bank. Mr. Gnuse was commissioned by the State of Missouri to assist in the liquidation of banks throughout Missouri that were failing due to the nationwide depression. Mr. Gnuse was sent to Durham to liquidate the Durham Savings Bank.
  • BlueOx Credit Union - Sterling Heights
  • 115 Riverside Drive, Battle Creek, MI, 49015
  • Our mission – to provide quality financial services that will improve and make a positive impact on the lives of our members, employees and communities – is what drives us to do everything possible to expand financial freedom. We do that by offering innovative products and services, by building a creative and inclusive team.
  • OMNI Community Credit Union
  • 3141 Capital Ave SW, Battle Creek, MI, 49015
  • OMNI Community Credit Union has been serving members since 1951, when we were known as Clark Equipment Credit Union. While we've grown and changed throughout the years, our mission has remained the same. We're local and truly committed to the betterment of our communities, because just like you, we live and work here too.
  • The First National Bank in Tremont
  • 134 S. Sampson St, Tremont, IL, 61568
  • We’re a “community” bank, and we take that role to heart. Our success depends on the strength of the people and organizations in the communities we serve. To that end, we believe volunteering is vitally important. Experience the real difference in banking with "A Real Community Bank." Our people know your name, and make a real effort.
  • Classic Mortgage Corporation
  • 104 S Michigan Ave, Vicksburg, MI, 49097
  • Classic Mortgage Corporation is a mortgage broker and lender and we opened our doors in 1994. As an independent mortgage broker, Classic Mortgage Corporation has steadily built a reputation for providing prompt, personal service and a broad array of competitive mortgage products.