USDA and FHA Pro and Con in Marshall, Lyon County, MN
As of 2026, the USDA loan threshold for a single-family home in Marshall, located in the county of Lyon, MN, has been set at $336,500, whereas the FHA loan cap is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's optimal USDA versus FHA rates. You can determine the required income, credit, reserves, and essential documents for eligibility. Our sophisticated mortgage calculator enables you to compare USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial circumstances in .
Loan limits and down payment requirements for 2026 within Marshall, MN, in the county of Lyon
Loan Category
Maximum Limit
Down Payment Requirement
USDA
$336,500
No Down Payment
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Evaluating USDA and FHA Loan Options in Marshall, MN
Lendersa® is committed to facilitating quick and hassle-free access to top-tier USDA or FHA loans. Start by choosing one of the three available paths, each designed to connect you with appropriate lenders and USDA loan offerings.
A USDA home loan, guaranteed by the United States Department of Agriculture, is often called a USDA rural development loan or USDA mortgage and is exclusively available in rural locales. In contrast to FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
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