USDA Loan Vs. FHA loan for Marshall, MN [Lyon County ]

As of 2026, the USDA loan threshold for a single-family home in Marshall, located in the county of Lyon, MN, has been set at $336,500, whereas the FHA loan cap is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's optimal USDA versus FHA rates. You can determine the required income, credit, reserves, and essential documents for eligibility. Our sophisticated mortgage calculator enables you to compare USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial circumstances in .

Evaluating USDA and FHA Loan Options in Marshall, MN

Lendersa® is committed to facilitating quick and hassle-free access to top-tier USDA or FHA loans. Start by choosing one of the three available paths, each designed to connect you with appropriate lenders and USDA loan offerings.

Lendersa USDA loan request and matching outcomes

An Overview of USDA Loans in MN

A USDA home loan, guaranteed by the United States Department of Agriculture, is often called a USDA rural development loan or USDA mortgage and is exclusively available in rural locales. In contrast to FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.

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Marshall Lenders
(507) 532-2426 Lender's profile and map First Independent Bank 105 South Market Street, Marshall, MN, 56258 Lends in Minnesota First Independent Bank provides personal care for each customer while having the expertise and resources of a large bank. With broad experience and the ability to work with more types of financing solutions than many competitors, First Independent Bank is a collaborative group of advocates for businesses and families in Minnesota.
(507) 763-3262 Lender's profile and map Currie State Bank 141 Mill Street, Currie, MN, 56123 Lends in Minnesota Currie State Bank was established in February 1931 and the Okabena office was established in December of 2016. We take pride in creating and delivering quality banking products and services to you at exceptional values.We provide a stimulating and challenging work environment for our employees that encourages, develops and rewards excellence.
(507) 550-1678 Lender's profile and map The Wanda State Bank 121 W Main, Wanda, MN, 56294 Lends in Minnesota The State Bank of Wanda was incorporated as a 30-year charter on July 7, 1902. After the “Bank Holiday” under a new charter dated June 1, 1932, our name was changed to The Wanda State Bank. With 89 years of banking excellence, The Wanda State Bank has experience you can count on.
(507) 637-1015 Lender's profile and map HomeTown Bank MN 1000 East Cook St, Redwood Falls, MN, 56283 Lends in Minnesota HomeTown Bank has been providing customers with the most innovative financial services & solutions. HomeTown Bank is proud to give back to the communities we serve through donations,volunteering, partnerships & ongoing support. As a community bank, HomeTown Bank Strives to personally get to know customers,build strong relationships they can trust.
(507) 275-3141 Lender's profile and map First Security Bank-Hendricks 113 South Main Street, Hendricks, MN, 56136 Lends in Minnesota First Security Bank – Hendricks is proud to remain one of the few locally owned and operated full service banks in our trade area. Our goal is to provide quality service with a personal touch. Our bank started in 1940 and has remained strong and loyal to its community and patrons ever since.
(320) 269-2117 Lender's profile and map Co-op Credit Union Of Montevideo 2407 E Highway 7, Montevideo, MN, 56265 Lends in Minnesota The Co-op Credit Union was organized in 1940 when the co-operative movement was going strong in the rural areas. Nine people who believed in the co-op movement and the impact it had on the financial well-being of people met at the Co-op Grocery Store and the idea of a credit union was born.
(320) 978-6351 Lender's profile and map PrinsBank 508 Third Street, Prinsburg, MN, 56281 Lends in Minnesota PrinsBank was established in 1916 to serve the needs of our local communities. We offer a variety of banking products and services. We are proud of our ability to provide full-service banking with prompt, local decision making from people who know you. PrinsBank strives to make our customer's banking experiences easy and pleasant.
(507) 426-7242 Lender's profile and map The First National Bank of Fairfax 16 SE 1st Street, Fairfax, MN, 55332 Lends in Minnesota The First National Bank of Fairfax, Minnesota is a small independent community bank that is locally owned and locally managed with one office. Founded in 1910, it is located in a rural community with a population of about 1, 300 situated at the crossroads of Minnesota State Highways 4 and 19 in Renville County in Southwestern Minnesota.