USDA and FHA Pro and Con in Pipestone, Pipestone County, MN

For 2026, the USDA loan cap in Pipestone, county of Pipestone, MN, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, determining the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in deciding which program is optimal for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Pipestone, Pipestone, MN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Pipestone, MN

Lendersa® is dedicated to quickly providing you the best possible USDA or FHA loan without hassle. Choose from one of three paths resulting in matching lenders and USDA programs.

Lendersa USDA loan request and matches

Understanding USDA Loans in MN

A USDA home loan is backed by the Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. Available only in rural areas, these loans do not require any down payment, unlike FHA loans, which require at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Pipestone Lenders

  • First Security Bank-Hendricks
  • 113 South Main Street, Hendricks, MN, 56136
  • Lends in Minnesota
  • First Security Bank – Hendricks is proud to remain one of the few locally owned and operated full service banks in our trade area. Our goal is to provide quality service with a personal touch. Our bank started in 1940 and has remained strong and loyal to its community and patrons ever since.

  • Currie State Bank
  • 141 Mill Street, Currie, MN, 56123
  • Lends in Minnesota
  • Currie State Bank was established in February 1931 and the Okabena office was established in December of 2016. We take pride in creating and delivering quality banking products and services to you at exceptional values.We provide a stimulating and challenging work environment for our employees that encourages, develops and rewards excellence.

  • First Independent Bank
  • 105 South Market Street, Marshall, MN, 56258
  • Lends in Minnesota
  • First Independent Bank provides personal care for each customer while having the expertise and resources of a large bank. With broad experience and the ability to work with more types of financing solutions than many competitors, First Independent Bank is a collaborative group of advocates for businesses and families in Minnesota.