USDA Vs. FHA your options comparison in Montevideo, Chippewa County, MN

In 2025, USDA loan limit in Montevideo, county of Chippewa, MN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Montevideo, county of Chippewa, MN

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Montevideo, MN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Minnesota?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Attorney's Mortgage
  • 12384 SW 82nd Avenue, Pinecrest, FL, 33156
  • Attorneys’ Mortgage Plus Inc. specializes in providing the highest level information possible for our clients. We work closely with our borrowers to achieve the best financing alternatives in the market that our available to our clients. With open and transparent pricing we pride ourselves in providing accurate information.
  • Stewards of Capital & Company
  • 8603 South Dixie Highway | Suite 218, Pinecrest, FL, 33156
  • Stewards of Capital helps hundreds of Americans purchase their first home every day, and help others lower their monthly payment by refinancing. Our exclusive home mortgage programs allow you to buy a home with a minimal down payment in as little as 15 days. but Some home mortgage programs require as little as 0% down! In many cases.
  • PS Mortgage Lending
  • 9480 SW 77th Ave, Miami, FL, 33156
  • PS Mortgage Lending is a boutique Mortgage Company headquartered in beautiful Miami, Florida with an office in Houston, Texas. PS has many Licensed Mortgage Loan Originators spread throughout Florida and Texas, and has been in business and licensed in Florida since 2012.PS Mortgage Lending is home to Phil Stevenson - AKA "The Mortgage Nerd"
  • FEMBi Mortgage
  • 9300 S Dadeland Blvd STE 500, Miami, FL, 33156
  • FEMBi Mortgage is a leader in mortgage lending in the southeastern United States. Our leadership position was gained by understanding the individual needs of our clients and by building a team of more than 125 mortgage professionals and Each and every member of our staff is driven to helping you realize your homeownership goals,
  • PierPoint Mortgage
  • 13727 SW 152nd St #782, Miami, FL, 33177
  • PierPoint Mortgage originates the full spectrum of residential mortgages including conventional, FHA, VA, Rural Development, new construction, jumbo financing and is a Reverse Mortgage Specialist. If you need assistance with any mortgage produce please call 231-737-9911 or visit www.pierpointmortgage.com
  • Magellan International Mortgage Corporation
  • 260 Crandon Blvd, Suite 9, Key Biscayne, FL, 33149
  • We closed our first loan in 1989 and from then on it has been a fantastic road in helping homeowners achieve their dreams of financing their property. Centrally located in Key Biscayne, Florida and servicing the whole South Florida area, we are partnered with the top Wholesale lenders in the country. Maria is the owner
  • Construction, Private, & Hard Money Lending - London Financial Company (LFC)
  • 965 Crandon Boulevard, Key Biscayne, FL, 33149
  • London Financial Company (LFC) our underwriting is flexible, individual, and tailored to your requirements. We have no hard and fast rules to determine the terms of your loan. Whether it be a construction or hard money/private equity loan, we pride ourselves on coming up with fair terms on a case-by-case basis.
  • Beacon Financial Resource Group Inc
  • 14510 South West 77 Court, Palmetto Bay, FL, 33158
  • Beacon Financial Resource Group, Inc. is a licensed Florida mortgage broker located in Miami-Dade County. We are family-owned and offer a hands-on approach to serving your residential and commercial mortgage financing needs. With over 28 years of lending experience, we have built a business
  • E&H Mortgage Processing LLC
  • 9863 SW 184th St., Miami, FL, 33157
  • E&H Mortgage Processing, LLC was founded in Miami, FL in September of 2018. We provide 3 Processing Service Levels, as well as consulting packages for existing offices, and new offices alike. Let us take the headaches out of processing, so you can spend more time originating! We will help you close more loans efficiently and accurately
  • Equitable LLC
  • 17454 Southwest 79th Court, Palmetto Bay, FL, 33157
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.