In 2025, the USDA loan limit in Melrose, located in the county of Stearns, MN, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, determining the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you pick the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Melrose, Stearns, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Melrose, MN
Lendersa® aims to swiftly connect you with the best USDA or FHA loan options without hassle. Select one of three starting strategies that result in matching lenders and USDA loan programs suitable for your needs.
The USDA home loan is backed by the Department of Agriculture and is also referred to as a USDA rural development loan or USDA mortgage. These loans are available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement, making them particularly accessible for eligible borrowers.
1801 Peachtree Street, Suite 150, Atlanta, GA, 30309
Mark Dodson, a mortgage broker specializing in jumbo loans in Florida and Georgia, providing hands-on guidance to all our clients from the beginning to the end of the process. Mortgage Capital Advisors NMLS #1184206 broker specializing in jumbo loans in Florida and Georgia, providing hands-on guidance to all our clients from the beginning
1075 Peachtree Street NE, Suite 3650, Atlanta, GA, 30309
Harbor Equity management team has over 75 years experience in this marketplace with tens of millions of profits under its management. In 2009 residential, not commercial, real estate collapsed and the accompanying credit crunch afforded us the opportunity to pursue its management of a publicly held company.
1230 Peachtree St NE, Suite 1900A, Atlanta, GA, 30309
Moreira Team is a boutique mortgage broker and lender built to cater towards your financial needs, finding the best loan for your unique situation. We believe in a consultative “done-for-you” approach to getting a mortgage. That’s a fancy way of saying we treat you like family and make sure everything goes smooth
We are committed to quality customer service - putting the people we serve first. we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! Specializing in residential mortgage loans for purchases, refinances and equity lines/loans
Melanie Thompson is a mortgage broker with access to more than 40 lenders and dozens of loan programs to help you with your home purchase or refinance. Her expertise in understanding credit is second to none and she will work with you to legitimately obtain a higher credit score so your loan terms are the very best available.
Beacon Credit Union is a full-service financial institution, offering a wide range of products and services. Having served Lynchburg and the surrounding area for over 75 years, our "vision" is to be the premier provider of quality financial services, a leader in our community and the most progressive financial institution in our field
CDC Federal Credit Union, we understand each member has different money management skills with unique needs. That is why we offer a wide variety of products and services to meet those needs in your current stage of life. If you are just starting out, you may need a savings and checking account.
SunTrust and BB&T have joined to become Truist. We're building a better future together Truist Financial Corporation (NYSE: TFC) is a purpose-driven company dedicated to building a better future for its clients, teammates and communities. With 275 years of combined BB&T and SunTrust history, Truist is one of the nation’s largest financial services.
