In 2025, the USDA loan limit in Melrose, located in the county of Stearns, MN, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, determining the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you pick the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Melrose, Stearns, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Melrose, MN
Lendersa® aims to swiftly connect you with the best USDA or FHA loan options without hassle. Select one of three starting strategies that result in matching lenders and USDA loan programs suitable for your needs.
The USDA home loan is backed by the Department of Agriculture and is also referred to as a USDA rural development loan or USDA mortgage. These loans are available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement, making them particularly accessible for eligible borrowers.
The history of Alden State Bank began in 1906 when the Farmers & Merchants Bank was organized as a privately held unincorporated bank. The bank was located in the East half of Higgins Store in downtown Alden. In 1924 the bank moved down the street to a building on Torch Lake near the boat launch.
Show Me Credit Union was chartered in 1954 as the financial institution to employees of National Refractories. We have since expanded our membership eligibility to include all persons who live or work in Audrain or Callaway counties in central Missouri, and persons living anywhere in the United States
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5164 East 81st Street 3rd Floor, Merrillville, IN, 46410
We at Boda Finance believe there is no deal that is too big to fund. From refinancing, to construction, and blanket loans, we focus on financing quickly and without hassle. If you are in need of a lending partner, look no further than Boda Finance LLC! We get you funded regardless of the market conditions!
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