For the year 2025, the USDA loan maximum in Long-Prairie, Todd county, MN stands at $285,000, whereas the FHA limit for a single-family residence is $356,362.
Employ the Lendersa® USDA loan calculator to compare today’s prime USDA versus FHA rates and assess the income, credit, reserves, and necessary documents for qualification. Our cutting-edge mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision on the most suitable option for your financial needs in
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| Loan Type | Loan Limit | Down payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The objective of Lendersa® is to facilitate your acquisition of the best USDA or FHA loan swiftly and without complications. Choose one of three initial steps to connect with lenders offering USDA loan programs.
The USDA home loan, also known as a USDA mortgage or USDA rural development loan, is backed by the U.S. Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that demand a minimum of 3.5% as a down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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