USDA Vs. FHA Pro and Con comparison in Sauk-Centre, Stearns County, MN
In 2025, the USDA loan limit for Sauk-Centre, in the county of Stearns, MN, is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess today's optimal USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA side by side, aiding you in deciding which program is best for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Sauk-Centre, County of Stearns, MN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Sauk-Centre, MN
Lendersa® aims to swiftly provide you with the best possible USDA or FHA loan options, hassle-free. Choose from one of three starting paths that match you with lenders and USDA loan programs.
A USDA home loan, guaranteed by the governmental Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans entail no down payment requirement at all.
TLCU Financial has grown into a modern credit union that focuses on meeting our members’ needs. Now, all residents in LaGrange, Marshall, Elkhart and St. Joseph County can join TLCU Financial, or anyone with a family member with an existing TLCU account. Employees from our Select Employee Groups can also become members.
Alliance Bank is to be the bank of choice for businesses, professionals, & individuals with a desire for relationship-driven financial planning, services, & products. We strive to present our clients with the personalized attention they deserve, the financial expertise they demand, & the resources they expect from their locally owned, independent.
The philosophy of the State Bank of Canton has not changed since it was founded over 125 years ago. Quality service, community involvement, and overall stability are just as important today as when the bank was incorporated on May 15th, 1895.
The State Bank of Canton served the Canton community at 112 N Main for 79 years.
The Loan Machine offers installment loans and lines of credit of any amount up to $5, 000*. These are unsecured signature loans. We offer easy repayment terms, and our rates are typically less than half of those charged by payday loan companies. The Loan Machine is here to take some of the worry out of your situation.
Ed Bauwens Owner at Mortgage 143 LLC. Ed have been a Mortgage Loan Specialist for the past 20 years. Ed Bauwens started his own Mortgage Brokerage company in 2020, to make you my first priority, while also helping fit your budget and terms into your most important investment; YOUR HOME!
First National Bank of Michigan is a locally owned, community-minded bank with locations in Kalamazoo, Portage, Grand Rapids, Holland, Lansing and Traverse City. Since its inception in 2006, the bank has delivered exceptional financial solutions by working together with customers to build personal.
The G.W. Jones Exchange Bank will strive to continue as a profitable and competitive banking organization while maintaining and increasing its net worth. It will have as a general goal to engage in activities that will create new service, retain customers, and be sensitive and responsive to individual customer needs.
The Farmers Credit Union was founded in 1953. The first location was an office located in the Farmers Co-op Building. The original capital was obtained by proceeds from a bake sale. Anyone who is a resident of Ellis County or adjoining counties is eligible to be a member of the Farmers Credit Union.
Bank of Hays offers HELOC's with competitive rates and terms. A HELOC loan can be used for many different purposes: a vacation, your child's education, home improvement, or unforeseen emergencies. A HELOC from Bank of Hays allows you to "make your own loan" as the need arises. Borrow as little as $5, 000.
At Golden Belt Bank, we take great pride in delivering our products in the manner our customer wants them. We strive to establish long-term relationships with our customers and our community. Every day, we get to help write the story. Because we believe one successful story builds one successful family,
