USDA Vs. FHA Pro and Con comparison in Morris, Stevens County, MN

In 2025, USDA loan limit in Morris, county of Stevens, MN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Morris, county of Stevens, MN

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Morris, MN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Minnesota?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Miami Mortgage Advisors LLC
  • 201 S Biscayne Blvd Ste 2813, Miami, FL, 33131
  • "Miami Mortgage Advisors is a local brokerage offering you timely attention, a fully online option,that leverages national and privately held lenders to offer the most competitive programs available on the market. Miami Mortgage Advisors has over 20 years of experience specializing in Conventional, FHA, VA, USDA, and private lending options."
  • AIF Mortgage
  • 150 SE 2nd Avenue, Suite 403, Miami, FL, 33131
  • We are a full service wholesale broker with below market rates for all your mortgage needs. Over 30 years of combined experience lending here in Florida. Local owners and team who know the Florida market to help you every step of the way. We offer FHA, VA, Jumbo, Conventional, heloc, condo, Investment,Non-QM bank statement loans and much more.
  • Access Loans
  • 150 SE 2nd Avenue, Miami, FL, 33131
  • Access Loans offers low-cost loans for employees facing financial struggles. We make lending more accessible, convenient, and transparent. We want to inspire financially healthy communities and provide financial inclusion to the working class. Our loan solutions offer a unique approach to combat against the payday lender trap..
  • GLOBAL CAPITAL ASSETS
  • 888 Brickell Avenue, Cape Coral, FL, 33131
  • Global Capital Assets is a private firm providing loans to foreign nationals, to US citizens, and capital for real estate development. We facilitate foreign national loans for residential & commercial properties in Florida, NY, TX & CO.We also facilitate loans to citizens & residents buying in The Dominican Republic
  • BMG Money, Inc.
  • 444 Brickell Avenue Suite 250, Miami, FL, 33131
  • "BMG Money is a consumer finance company, which through innovation, we created an online credit solution to combat the payday lenders A traditional approach to assessing a person’s creditworthiness relies on using an often misleading credit score as a sole marker of reliability. BMG Money takes a more holistic approach
  • David A. Krebs
  • 1080 Brickell Avenue, Miami, FL, 33131
  • David A. Krebs is a licensed mortgage broker who can navigate you through the process of finding the right loan for your needs.and He is licensed to broker residential mortgages in Florida,David thoroughly enjoys leveraging his 15-plus years of experience in the mortgage industry to help his clients.
  • GenX Capital Partners LLC
  • 200 Biscayne Blvd Way, Miami, FL, 33131
  • GenX Capital Partners and their equity fund partners target real estate investment debt and equity partnership opportunities that fall into the broad categories of value add opportunities and event driven/complex situations. We work only with seasoned sponsors who have a solid project backed by a compelling story and business plan that gives the ha
  • Starwood Mortgage Capital
  • 1601 Washington Avenue, Suite 800, Miami Beach, FL, 33139
  • Starwood Mortgage Capital is one of the nation’s leading commercial real estate lenders, specializing in flexible loan structures within a sophisticated lending platform. We originate competitively-priced loans typically ranging from $5 Million to $100 Million, and we also do smaller and larger loans on a case-by-case basis.
  • Yale Mortgage
  • 1900 Sunset Harbour Dr, Annex 2, Miami Beach, FL, 33139
  • Yale Mortgage Funding was founded in 1992 We specialize in funding hard equity loans. Our financing solutions help real estate investors accomplish their investment goals. Our relationship-oriented approach means, the more deals we fund with you, the easier it gets to close future loans. We want to be your reliable capital source.
  • The Anything Loan Kompany
  • 800 West Ave, Miami Beach, FL, 33139
  • The Anything Loan Kompany, first developed a multi asset multi funding internet platform over 10 years ago to service eBay motors. T.A.L.K. created one of the first hub and spoke funding platforms to facilitate the loan request of eBay Motors users for assets sold on the eBay Motors site.