USDA and FHA Pro and Con in Benson, Swift County, MN
In 2025, the USDA loan limit in Benson, located in Swift county, MN, is set at $336,500, while the FHA cap for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA compared to FHA rates, and figure out the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, guiding you to decide which option in is best suited to your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Benson, Swift County, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Benson, MN
Lendersa® is committed to quickly providing the best USDA or FHA loan with ease. Choose from one of three starting points that align with matching lenders and the USDA loan programs.
The USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is intended solely for rural neighborhoods. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require absolutely no down payment.
11133 Interstate 45 S, Suite 310A, Conroe, TX, 77302
The Commonwealth Mortgage Corp Team is your premiere mortgage team located in several locations in Houston, Texas and the surrounding areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Texas area.
11133 Interstate 45 S, Suite 310, Conroe, TX, 77302
"We are a full-service mortgage brokerage company that is based in Conroe, but serve all of Texas. We’ve been helping customers afford the home of their dreams for many years and we take pride in treating our clients with honesty and integrity.
Mortgage Solutions LP NMLS #1636721..
Texas Health Credit Union is dedicated to providing its members a variety of affordable financial products and services in a personal and professional manner. We are committed to meeting the changing needs of our members and are dedicated to the philosophy of "people helping people".
Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
150 Providence Road, Suite 300, Charlotte, NC, 28207
"LendScout by ASMC is a home-finance solutions team based in Charlotte, NC helping you turn your daydreams into your dream home through a seamless lending process.
Our team has created a process to get you approved and into your home, quickly. We also minimize the potential for error as we communicate quickly"
Shelly values each client and prides herself in finding the right loan fit for each by using her expertise in FHA, VA, Conventional, Rural Housing/USDA, Texas Vet, Jumbo, and many other special mortgages. She practices her personal mantra, “If there’s a will, there’s a way,” and she will find it!
Kerins Associates goal is to help families meet their personal and financial goals with the lowest monthly mortgage payment. Making dreams come true is what drives me to excel every day. With my many years in the mortgage business I have built relationships with top lenders to provide elite programs and pricing.
12501 Prosperity Dr, Suite 430, Silver Spring, MD, 20904
Advanced Mortgage our Mission is to serve individuals and families with the utmost integrity. Advanced Mortgage. Financing a home is one of the biggest commitments you will ever make. Let Advanced Mortgage help guide you through the entire loan process, from application to closing and beyond. Advanced Mortgage LLC,
