FHA Vs. USDA loan program for Alexandria, Douglas County, Minnesota

In the year 2025, the USDA loan limit for Alexandria, situated in the county of Douglas in MN, is $336,500. By contrast, the FHA limit for a single-family residence is $472,030.

To accurately compare today's most favorable USDA versus FHA rates, employ the Lendersa® USDA loan calculator. This tool also assists you in determining the necessary income, credit score, reserves, and documentation requirements for eligibility. Our comprehensive mortgage calculator provides a detailed comparison of USDA, FHA, Conforming, and VA options side-by-side, empowering you to make a well-informed decision on the program best suited for your financial circumstances in .

Available USDA and FHA Loan Programs in Alexandria, MN

The objective of Lendersa® is to swiftly and effortlessly secure you the best USDA or FHA loan available. Begin by choosing one of three starting points, each designed to connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

The USDA home loan is secured by the United States Department of Agriculture and is also referred to as the USDA rural development loan or simply a USDA mortgage, accessible exclusively within rural communities. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all, making it an advantageous choice for eligible applicants.

The USDA loan is designed specifically to support the integration and development of individuals and families in designated rural and suburban areas who may otherwise face financial hurdles accessing housing loans. This program is vital for fostering community growth, as it helps ensure that rural areas receive an opportunity for development and residents can achieve homeownership without the initial financial barrier of a down payment.

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(800) 284-2271 Lender's profile and map Reviews GM Financial Sugar Land Credit Center 801 Cherry Street, Suite 3500, Fort Worth, TX, 76102 GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, Texas. We are a global provider of auto finance solutions, with operations in North America, South America and Asia. Through our long-standing relationships with auto dealers.
(866) 325-6267 Lender's profile and map Reviews Global Key Capital 600 West 6th Street, 4th Floor, Fort Worth, TX, 76102 Global Key Capital is dedicated to helping all our clients find the best rates & guiding you throughout the entirety of your financing journey.We help each client reap the rewards of finding the perfect lending solution.Global Key Capital offers a vast network of options paired with local experience & educated guides to match with the best loan.
(682) 429-3443 Lender's profile and map Reviews VA Loans with Ed 1600 W 7th St, Suite 401, Fort Worth, TX, 76102 VA Loans With Ed was created by a veteran for veterans. This is the premier source for veterans to learn everything they need to know about the VA loan, and get the most out of the benefit they earned. Ed Andrews's initial goal is to find out what brought you to the website and what your VA home loan goals are.
(800) 686-5679 Lender's profile and map Reviews AMUSA COMMERCIAL CAPITAL 201 Commerce St, Suite 1445, Fort Worth, TX, 76102 At AMUSA Commercial Capital. We Represent Direct Lenders in many of our programs and also represent gateways for several Trusts and Hedge Funds, furthermore; we have established direct lending relationships with over 100 large commercial nationwide lenders, and Wall Street money, with access to billions of dollars of private capital
(205) 960-8003 Lender's profile and map Reviews JH Moore Inc 777 Main Street, Suite 654, Fort Worth, TX, 76102 JH Moore Inc, where we specialize in residential mortgages. At JH Moore Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(214) 941-8222 Lender's profile and map Reviews Second Finance, Lc 4484 South Marsalis Avenue, Dallas, TX, 75216 Second Finance, We are a Non Bank lender that can offer you more home loan products that banks just cannot begin to compete with.We can get you into your home fast. The Banks cannot help themselves. There has been a fundamental shift in regulations that took place in response to the housing crisis.
(814) 535-4165 Lender's profile and map Reviews G.A.P. Federal Credit Union 111 Franklin Street, Room 224, Johnstown, PA, 15901 G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.
(800) 837-2265 Lender's profile and map Reviews AmeriServ Financial Bank 216 Franklin St, Johnstown, PA, 15901 AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank®, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV. At AmeriServ, we believe banking is about more than money.