USDA Vs. FHA Pro and Con comparison in East-Bethel, Anoka County, MN

In 2025, the USDA loan cap for a single-family home in East-Bethel, located in Anoka county within MN, is $0, while the FHA limit is $402,500.

The Lendersa® USDA loan calculator can be utilized to compare the optimal USDA and FHA rates today and to evaluate income, credit requirements, reserves, and necessary documentation to qualify. With our advanced mortgage calculator, you can visualize USDA, FHA, Conforming, and VA options side-by-side to determine which program best meets your financial needs in .

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2025 Loan Limits and Down Payment Requirements in East-Bethel, Anoka County, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in East-Bethel, MN

At Lendersa®, our goal is to provide you with the best possible USDA or FHA loan quickly and without hassle. Begin with one of the three pathways that align you with relevant lenders and USDA loan programs.

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Understanding USDA Loans in MN

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans necessitate no down payment at all, making them a more accessible option for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • PARLAY MORTGAGE & PROPERTY, INC
  • 16612 W. 159th St, Suite 201, Lockport, IL, 60441
  • Parlay Mortgage & Property, where we are constantly striving to make a complicated process a little bit better. We offer all types of mortgage products including, but not limited to, Conventional, FHA, VA, Purchase, Refinance, Fresh Start (recent bankruptcy, foreclosure or short sale) and First-time Homebuyer
  • Better Banks
  • 10225 N. Knoxville Ave, Peoria, IL, 61615
  • Better Banks is an employee-owned community bank offering all of the same financial solutions as other banks, but we're right here and committed to our local communities. Since 1898, Better Banks has been serving the banking needs of our local community. As a community bank, we support our local economy by providing loans to the neighborhoods.
  • Home Mortgage Specialists, Inc.
  • 6808 Knoxville Ave, Peoria, IL, 61615
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • LincOne Federal Credit Union
  • 4638 W Street, Lincoln, NE, 68503
  • LINCONE Federal Credit Union is a Financial Services company located in Lincoln, Nebraska, United States. We are unique from other institutions. We are not owned by shareholders, we are owned by our members; Anyone that lives, works, worships, or attends school in Lancaster County, NE.
  • Liberty First Credit Union
  • 501 North 46th Street, Lincoln, NE, 68503
  • Liberty First Credit Union is unique in the financial services industry. We are a member-owned, not-for-profit financial cooperative. Those who do business with us are known as members. We exist solely to provide our members with affordable financial services; and members work together to achieve their financial goals.
  • Sherpa Capital Group
  • 1070 N. Milwaukee Avenue, Chicago, IL, 60642
  • Sherpa Capital Group LLC is a boutique private equity real estate firm. Sherpa specializes in originating bridge debt and equity investments secured by commercial non-owner occupied real estate. Sherpa was founded in 2010 to take advantage of the lack of credit in the real estate industry.
  • Maverick Commercial Mortgage
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  • Maverick Commercial Mortgage, Inc. has been formed by Benjamin L. Kadish with offices located in Chicago's River West neighborhood. After more than 32 years in the Chicago mortgage banking industry and funding more than $3.5 billion dollars in financings, Mr. Kadish is hanging his own shingle
  • Cypress Mortgage
  • 824 W. Superior St, Suite 207, Chicago, IL, 60642
  • Cypress Mortgage Buying or ReFinancing a home can be a huge undertaking. You can rely on us to help you find the loan program that's the right fit for you. Our team of professionals is ready to help you navigate this important financial commitment. For guidance in choosing the right program for your unique situation.
  • Victoria Mortgage Bankers
  • 1070 North Milwaukee Ave, Chicago, IL, 60642
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  • Lenderment Inc
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  • Founder Dan Jasek started Lenderment with one simple idea: “to fit the mortgage to the buyer, not the buyer to the mortgage”. Most banks offer you one option, usually the same mortgage they push on everyone that makes them the most money. At Lenderment, we know no two situations are the same so we create the perfect loan for what you need.