USDA Vs. FHA Pro and Con comparison in East-Bethel, Anoka County, MN

In 2025, the USDA loan cap for a single-family home in East-Bethel, located in Anoka county within MN, is $0, while the FHA limit is $402,500.

The Lendersa® USDA loan calculator can be utilized to compare the optimal USDA and FHA rates today and to evaluate income, credit requirements, reserves, and necessary documentation to qualify. With our advanced mortgage calculator, you can visualize USDA, FHA, Conforming, and VA options side-by-side to determine which program best meets your financial needs in .

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2025 Loan Limits and Down Payment Requirements in East-Bethel, Anoka County, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in East-Bethel, MN

At Lendersa®, our goal is to provide you with the best possible USDA or FHA loan quickly and without hassle. Begin with one of the three pathways that align you with relevant lenders and USDA loan programs.

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Understanding USDA Loans in MN

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans necessitate no down payment at all, making them a more accessible option for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Scion Lending
  • 325 Chestnut St, Suite 800, Philadelphia, PA, 19106
  • Our mission is to help our customers build wealth through real estate thus our tagline, "The Wealth Builder through Real Estates. Our only purpose is to deliver successful results. You do not need to be afraid of taking the first steps towards homeownership because we will guide you.
  • American Heritage Federal Credit Union
  • 2060 Red Lion Road, Philadelphia, PA, 19115
  • American Heritage is a credit union, not a bank. Since we provide all of the same services and conveniences as a bank, take a closer look at what makes us different – and better! American Heritage will never be a faceless, business-first organization. We are a community of members. We live and work together. We are family.
  • Innovative Mortgage Brokers
  • 9351 Banes St, Unit B, Philadelphia, PA, 19115
  • "A Mortgage Broker in Philadelphia, we specialize in closing challenging loans. Whether you are looking to purchase or refinance, we have access to a full line of loan options from many different banks to offer you the best loan that fits your specific needs. Since everyone has different needs, with us you have options, many options."
  • Transit Workers Federal Credit Union
  • 919 E Cayuga Street, Philadelphia, PA, 19124
  • Transit Workers Federal Credit Union, offers a full line of financial products to all its members in a professional, consistent & courtesy manner. Chartered in 1967, TWFCU is a not-for-profit financial cooperative, democratically owned and run by its members. The credit union is governed by a volunteer Board of Directors, elected by the membership.
  • Tioga-Franklin Savings Bank
  • 320 East Girard Avenue, Philadelphia, PA, 19125
  • Tioga-Franklin is the little bank with the big difference. We have been around since 1873, so we know a few things about quality banking. At Tioga-Franklin, you get all the benefits of a large banking institution in addition to the personalized, familiar environment of a small, community bank. As a Tioga-Franklin customer.
  • Tioga-Franklin Savings Bank
  • 320 East Girard Avenue, Philadelphia, PA, 19125
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal has always been to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Vision Financial FCU
  • 214 Pacific Avenue, Durham, NC, 27704
  • Vision Financial FCU is member-owned, member-driven. We are owned by our members and, since we opened our doors in 1960, our members have always been the foundation and strength of our Credit Union. We currently serve the employees and family members of over 100 companies and almost 10, 000 established members.
  • Temple-Inland FCU
  • 109 N Temple Drive, Diboll, TX, 75941
  • Temple-Inland FCU Any full time employee or retired employee of Georgia Pacific is eligible for membership. Employees of Atlas, Katherine Sage Day Care, Diboll ISD, Crown Colony, the City of Diboll, the Correctional Center, Security & Guaranty, and Ronson may also join. If you have an account your family members.
  • Cornerstone Home Mortgage.
  • 1912 Sidewinder Dr, Suite 216, Park City, UT, 84060
  • Cornerstone Home Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of UT. Whether you are 1st time home buyer, purchasing your dream home, refinancing an outstanding loan, our highly experienced team of mortgage brokers can help make your dreams come true.
  • Intermountain Mortgage Company, LLC
  • 2029 Sidewinder Drive, Suite 200, Park City, UT, 84060
  • Intermountain Mortgage Company, Inc., our mission is to set a high standard in the mortgage industry. A part of the Park City community since 1992, our experienced staff is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry.