USDA Loan Vs. FHA loan for Staples, MN [Todd County Rates 2023]

In 2025, USDA loan limit in Staples, county of Todd, MN is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Staples, MN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Minnesota?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(701) 454-3317 191 miles Lender's profile and map Reviews KodaBank 104 South Main Street, Drayton, ND, 58225 KodaBank, we offer a wide variety of affordable consumer loans. But money is only one part of the deal. We focus on listening to you, learning all about your personal goals, and finding the right financing to fit your needs. It's a straight-forward, common-sense approach to lending that earns us both new and repeat customers and sets us apart from
(701) 252-0360 191 miles Lender's profile and map Reviews First Community Credit Union 111 9th Street SW, Jamestown, ND, 58401 Our community first laid its foundation in Jamestown, North Dakota in 1939. As a credit union, FCCU is owned by its members. This is different than banks, which are owned by a select group of stockholders. The credit union’s profits are returned to the members in the form of better services, accounts, and favorable rates on savings and loans.
(715) 723-4461 192 miles Lender's profile and map Reviews Northwestern Bank 202 N. Bridge St., Chippewa Falls, WI, 54729 Chippewa Valley (WI) Community bank focused on establishing relationships and small business lending. Headquartered in Chippewa Falls, Northwestern has office locations in Altoona, Thorp, Boyd, Cornell, and Lafayette. Established in 1904, Northwestern Bank is "Where People Matter
(800) 341-9911 193 miles Lender's profile and map Reviews Royal Credit Union 200 Riverfront Terrace, Eau Claire, WI, 54703 Royal Credit Union was made up of just 100 Members when we were organized in April 1964 to serve the employees of Uniroyal and their families. In November of 1972, Royal was granted permission to add other employee groups to its membership and over the next two years we did just that, bringing 27 new groups into the family.
(507) 376-9747 193 miles Lender's profile and map Reviews FIRST STATE BANK SOUTHWEST 1433 Oxford Street, Worthington, MN, 56187 At First State Bank Southwest, we are truly a community bank and are very proud of that fact. With ownership and directors residing in the area, we can make decisions very rapidly and can be flexible and sensitive to the needs of our customers. The First State Bank Southwest was chartered in 1903 and now has offices in six locations to help.
(507) 280-0621 195 miles Lender's profile and map Reviews Olmsted National Bank 975 34th Avenue NW, Rochester, MN, 55901 ONB Bank is the sole member of Olmsted Holding Corporation, a bank holding company headquartered in Rochester, Minnesota. ONB Bank offers a full array of services while maintaining the integrity of a community bank where decisions are made locally. ONB Bank takes pride in having served our community since 1996.
(507) 282-1845 195 miles Lender's profile and map Reviews Sterling State Bank 4200 Badger Hills Dr NW, Rochester, MN, 55901 Sterling State Bank has been providing consumer and commercial banking services to Austin, MN and the southeast MN area for over 50 years. Our experienced Personal Bankers and mortgage Lenders can help with any of your banking needs from home mortgages to business cash management services.
(507) 289-0411 195 miles Lender's profile and map Reviews Minnesota First 1932 Viking Dr NW, Rochester, MN, 55901 What sets Minnesota First apart from other financial institutions? That’s easy. Personalized service for over 50 years. At Minnesota First you are treated like an individual, not a number. We are never to busy to help you or assist you with any questions or financial needs that you have.
(800) 471-4510 195 miles Lender's profile and map Reviews Charter Bank 1010 West Clairemont Ave, Eau Claire, WI, 54701 Charter Bank is an independently owned community Bank with our headquarters located in Eau Claire, WI. Community Banks, like Charter Bank, are characterized by their local headquarters and consequently, local decision-making that benefits the community where the Bank does business
(715) 835-6865 195 miles Lender's profile and map Reviews CCFBank 3625 Gateway Dr, Eau Claire, WI, 54701 At CCFBank, Making More Possible is a way of life. Our goal, each and every day, is to show our customers that we can make more possible for them! While most banks are guided by limitations, CCFBank is guided by possibilities. Whatever our customer’s dream, we’ll find a way to make it happen.
(507) 775-2316 196 miles Lender's profile and map Reviews First Security Bank 316 Byron Avenue North, Byron, MN, 55920 First Security Bank is a local, family owned bank that is a proud supporter in helping customers achieve financial success and freedom. We are passionate about the community in which we live and work and strive to pay it forward and make a positive impact to better the lives of others.
(507) 280-1973 196 miles Lender's profile and map Reviews MCT Financial 3240 East River Road, Rochester, MN, 55906 At MCT Financial, we have over 30 years of experience in serving mortgage borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We offer unparalleled mortgage and refinance service to clients throughout the entire State of Minnesota!