In 2026, the USDA loan limit for Staples, situated in Todd, MN, is $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan available, ensuring no hassle. Choose from one of three initial pathways to find matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is safeguarded by the Department of Agriculture and offered only in rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not ask for any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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