In the year 2026, the USDA loan limit within Luverne, located in Rock county, MN, has been set to $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Utilize Lendersa® USDA loan calculator to compare the best rates today between USDA and FHA and identify the necessary income, credit score, reserves, and documentation to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure you the best possible USDA or FHA loan promptly and effortlessly. Choose from three starting points that connect you to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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