USDA and FHA Pro and Con in Eden-Prairie, Hennepin County, MN
In 2025, the USDA loan limit for Eden-Prairie, situated in Hennepin, MN, is $0. Conversely, for a single-family home, the FHA limit is $402,500. These limits are crucial for prospective buyers evaluating their financing options in the region.
Utilize the Lendersa® USDA loan calculator to effectively compare the current best rates for USDA versus FHA loans. This tool assists you in determining the necessary income, credit scores, reserves, and documents required to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding in deciding which program is best suited for your specific financial circumstances in .
Overview of 2025 Loan Limits and Downpayment Requirements in Eden-Prairie, Hennepin, MN
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Eden-Prairie, MN
Lendersa® strives to help you secure the ideal USDA or FHA loan quickly and with ease. Choose one of the three starting points to connect with matching lenders and suitable USDA loan programs.
USDA home loans, guaranteed by the government via the Department of Agriculture, are also known as USDA rural development loans or mortgages. These loans are exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment, offering significant advantages to eligible applicants.
Ridgeline Federal Credit Union (formerly known as Utah Federal Credit Union) has been open since 1951. The credit union has assets totaling $27.49 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
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