USDA Vs. FHA your options comparison in Eden-Prairie, Hennepin County, MN
In 2026, the USDA loan limit for Eden-Prairie, situated in Hennepin, MN, is $0. Conversely, for a single-family home, the FHA limit is $402,500. These limits are crucial for prospective buyers evaluating their financing options in the region.
Utilize the Lendersa® USDA loan calculator to effectively compare the current best rates for USDA versus FHA loans. This tool assists you in determining the necessary income, credit scores, reserves, and documents required to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding in deciding which program is best suited for your specific financial circumstances in .
Overview of 2026 Loan Limits and Downpayment Requirements in Eden-Prairie, Hennepin, MN
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Eden-Prairie, MN
Lendersa® strives to help you secure the ideal USDA or FHA loan quickly and with ease. Choose one of the three starting points to connect with matching lenders and suitable USDA loan programs.
USDA home loans, guaranteed by the government via the Department of Agriculture, are also known as USDA rural development loans or mortgages. These loans are exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment, offering significant advantages to eligible applicants.
6385 Old Shady Oak Road, Suite 175, Eden Prairie, MN, 55344
Lends in Minnesota
Cambria Mortgage is a family-run business with deep MN roots. Whether you are buying a home or refinancing your current mortgage, you’ve come to the right place.Cambria Mortgage is a family-run business with deep MN roots. Our rich heritage is built on sound business principles such as hard work, commitment to the customer and integrity.
Thistle Financial first opened its doors in Eden Prairie, Minnesota in 2005. We’re happy to be a part of this beautiful community and bring our mortgage expertise to the city and its neighboring Twin Cities. We value the trust that our clients place in us as their mortgage broker, and always look forward to working with new faces.
7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439
Lends in Minnesota
MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.
7801 E Bush Lake Road, Suite 350, Edina, MN, 55439
Lends in Minnesota
Venture Commercial Mortgage is a full-service, commercial mortgage banking firm providing loan origination, loan servicing, and equity procurement for commercial real estate properties. In 1990, our founder Mick Thorsland took his extensive experience in commercial real estate financing and opened Venture Commercial Mortgage.
7801 East Bush Lake Road, Suite 410, Minneapolis, MN, 55439
Lends in Minnesota
At MinnTrust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
7801 E Bush Lake Rd, Suite 430, Minneapolis, MN, 55439
Lends in Minnesota
We are a small team of real estate investors with over 300 properties and many years of experience as Carpathian Capital Management. CCM Finance is a subsidiary of Carpathian established specifically to meet the funding needs of real estate investors. We have a lot of experience in real estate
6130 Blue Circle Drive, Suite 200, Minnetonka, MN, 55343
Lends in Minnesota
Onward Financing uses dedicated, private capital along with the traditional mortgage market to enable home financing options that traditional sources won’t allow. We help qualified borrowers buy the home they want without paying multiple mortgages, moving twice, or risk not qualifying for a traditional mortgage
12800 Whitewater Drive, Suite 100, Minnetonka, MN, 55343
Lends in Minnesota
Executive Mortgage Brokers, LLC is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it.
12701 Whitewater Dr, Suite 300, Hopkins, MN, 55343
Lends in Minnesota
Freedom Mortgage is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, color, religion, gender, sexual orientation, disability, or national origin. Local applicants are encouraged to apply.
