USDA Vs. FHA Pro and Con comparison in Holts-Summit, Callaway County, MO
In 2025, the USDA loan cap in Holts-Summit, situated in Callaway county, MO, is $285,000. The FHA limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator helps compare the best current rates for USDA vs. FHA loans. It evaluates the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best option for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Holts-Summit, County of Callaway, MO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Holts-Summit, MO
The aim of Lendersa® is to quickly connect you with the best USDA or FHA loan, minus the hassle. Choose from three initial steps leading to matched lenders and USDA loan opportunities.
A USDA home loan, backed by the Department of Agriculture, is available in rural areas only. Unlike FHA loans requiring a 3.5% down payment, USDA loans need no down payment.
Our loans are designed to help solve these surprises without creating another problem down the road. We want to make our loan fit within your available budget each month but we also stress the importance of paying down the principal on the loan as quickly as possible. Most loan companies want you to stay on the loan as long as possible.
At The McCulloch Team, we treat every customer as an individual, not a number. You won’t be placed into a loan profile created by the banking industry. We use common sense and will help you obtain the best home loan possible. We have a wide range of programs and together find the loan that’s best suited for you.
The Koehn Mortgage Group, we treat every customer as an individual, not a number and we don't place you into a loan profile, created by the banking industry. We will help you obtain the best home loan possible, for your particular situation. We have a wide range of programs and together we'll find the loan that's best suited for you
159 Crocker Park Blvd, Suite 400, Westlake, OH, 44012
Eagle Bend Capital Financing is an Ohio-based commercial finance and real estate capital intermediary. We provide funding solutions to businesses and real estate investors all over the country. Our extensive portfolio of financing options can provide a great alternative to traditional banks.
112-114 North Sycamore Street, Elizabethton, TN, 37643
Elizabethton Federal Savings Bank has been serving the communities of Northeast Tennessee and the Tri-Cities since 1937. With branch offices in Carter County, Johnson County and Washington County, Tennessee, we provide our customers with a complete selection of financial products.
Northeast Community Credit Union began in 1952 as Elizabethton Teachers Credit Union to provide financial services to area educators. A small group of school teachers petitioned the Tennessee Department of Financial Institutions for a charter to begin the credit union, due to school staff finding it more difficult to borrow since they were paid.
Happy Valley Credit Union was chartered by the State of Tennessee in 1933 to service the employees of NARC & Bemberg. Our Name was originally Bemberg-Glanzstoff Credit Union. Our name changed to Happy Valley Credit Union in 1934. Membership is open to anyone who worships, lives, or works within one of our census tract areas of Carter County, TN.
Since 1934, families and businesses have placed their trust and confidence in a bank that has grown and prospered right along with the East Tennessee region. Today, Citizens Bank is one of Tennessee's most solid banks, providing the best available financial services, convenience, technology, and expertise, so you can bank your own way
