In 2026, the USDA loan cap for Jefferson-City in Cole County, MO is $285,000, whereas the FHA cap is $356,362 for a single-family home.
Employ the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, allowing you to select the ideal program for your financial situation in .
Loan Limits and Down Payment Requirements for 2026 in Jefferson-City, Cole County, MO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Jefferson-City, MO
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan for you, hassle free. Choose one of three initial paths to connect with compatible lenders and USDA loan options.
A USDA home loan is guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development loan, aiming at rural areas. Differing from FHA loans that need a 3.5% down payment, USDA loans require no money down.
4185 Harrison Boulevard, Suite 200, Ogden, UT, 84403
TAB Bank customizes solutions to serve the needs of small- and medium-sized commercial businesses across the US. With lasting commitment, we provide working capital solutions, equipment financing and deposit products during all stages of our customers’ business life cycle in any economic environment
Education First Credit Union has been dedicated to serving the Ogden Community for over 76 years and we are not about to stop now. Our customer service is our most prided asset shows in the happiness of our members. You could be one of these member too! Come join our Credit Union FAMILY
We opened our first store in 1995. In 2001, we made our loans even more convenient by offering them online. We have expanded into multiple states and currently have many locations to better serve our customers. With USA Cash Services you can be confident you are working with a trustworthy company. We are a direct lender.
We are in the business of helping members achieve financial success. We take seriously our role as consultants & educators & work hard to provide the best services and rates. We offer a variety of online & mobile technologies that provide tremendous benefits for members. We operate four branches: Ogden, Roy, North Ogden & Weber State University.
5926 S. Fashion Pointe Dr, Suite 110, South Ogden, UT, 84403
Look no further! You have found Northern Utah’s one-stop resource for all your mortgage financing needs. My philosophy is simple: client-focused. You are top priority throughout the loan process. You are the reason why I am in business. My goal is to give you the right loan at the right rate to meet your financial and equity objectives for life.
Village Mortgage We are a local independent mortgage broker and have been for two decades. We focus on giving you more options. How does having more options help you? A more extensive selection of programs means we can find a mortgage that fits you, not the other way around. All the while getting you what matters most; the lowest rate.
Talon Loan LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Wasatch Peaks Credit Union, our mission is simply stated; yet, it is the root of all we do: Exceeding expectations one member at a time and offers the following products and services: Auto/Boat/RV/ATV Loans, Mortgage Loans, Home Equity Loans/Lines of Credit, Visa® Credit Cards, Savings, CDs/IRAs, FREE Checking, Online Banking.
