USDA Vs. FHA your options comparison in Raytown, Jackson County, MO
As of 2025, the USDA loan limit for Raytown, located in Jackson, MO, stands at $345,000, whereas the FHA limit for a single-family home is $472,030.
By using the Lendersa® USDA loan calculator, you can assess today's top USDA versus FHA rates and understand the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options to aid in selecting the best program that suits your specific financial needs in .
Loan limits and downpayment details for 2025 in Raytown, which is part of Jackson, MO
Loan Type
Loan Limit
Down payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan choices available in Raytown, MO
At Lendersa®, we're dedicated to securing the best USDA or FHA loan for you, quickly and effortlessly. Begin with any of the three paths that will connect you with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and commonly referred to as USDA rural development loans or USDA mortgages, is specifically for rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA mortgages require none.
14135 Francisquito Ave, Suite 101, Baldwin Park, CA, 91706
Saenz Real Estate is generally engaged in Real Estate. Saenz Real Estate operates in Baldwin Park. This organization is involved in Real Estate as well as other possible related aspects and functions of Real Estate. In California Saenz Real Estate maintains its local business operations
14607 Ramona Blvd, Suite C, Baldwin Park, CA, 91706
At Lakeside Financial Services, we do everything in our power to work with clients to prepare their tax returns and help get them the maximum refund they are entitled to. We also find the best Real Estate, Mortgage or Insurance Product that coincide with their current financial standing and future financial goals.
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending
For more than 65 years, American First Credit Union has remained focused on the financial well-being of our members and our community, offering competitive products and personal service. With a vision to be our members’ most essential financial resource, we are relentless in our efforts to deliver a world of access, ease and convenience.
With over 30 years experience in all aspects of both wholesale brokering and correspondent banking, we give you access to top of the line service and vast resources to assist in qualifying and structuring your deals from the start. Ours is a team philosophy built on trust and long term relationships.
1940 North Tustin Avenue, Suite 113, Orange, CA, 92865
Premier Realty Services, Inc, a full service Real Estate Company. We pride ourselves on our extensive knowledge of all aspects of Real Estate, including Mortgages, residential sales, leasing, and Property Management. To support our growing business we have added the following free services for our clients:
Mortgage (Refinance & Purchase Loans)
1036 West Taft Avenue, Suite 200, Orange, CA, 92865
Ennkar Inc Our team is dedicated to providing a high-level of service as we understand how important a home loan is to every household. We have mastered our start-to-finish process and we are actively searching for new ways to make it even better. Our mission is to help each and every household find and acquire the loan that is right.
202 West Lincoln Avenue, Suite N, Orange, CA, 92865
Calco Financial We are your one stop shop for Real estate and financing! Click our link to see what you qualify for! You may also click ""Apply for Loan"" for full loan application.
Once there you can print the application, fill it out and send it to us.
If you have further questions
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our Mission is To support our local community with valuable services, in a friendly atmosphere, with caring employees who are committed to upholding the credit union philosophy. Sebasticook Valley Federal Credit Union is Not for profit, not for charity, but for service. SVFCU expanded their field of membership to include all of Penobscot, Somerset.
