USDA and FHA Pro and Con in Raytown, Jackson County, MO
As of 2025, the USDA loan limit for Raytown, located in Jackson, MO, stands at $345,000, whereas the FHA limit for a single-family home is $472,030.
By using the Lendersa® USDA loan calculator, you can assess today's top USDA versus FHA rates and understand the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options to aid in selecting the best program that suits your specific financial needs in .
Loan limits and downpayment details for 2025 in Raytown, which is part of Jackson, MO
Loan Type
Loan Limit
Down payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan choices available in Raytown, MO
At Lendersa®, we're dedicated to securing the best USDA or FHA loan for you, quickly and effortlessly. Begin with any of the three paths that will connect you with matching lenders and USDA loan programs.
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