USDA Vs. FHA Pro and Con comparison in Raytown, Jackson County, MO
As of 2026, the USDA loan limit for Raytown, located in Jackson, MO, stands at $345,000, whereas the FHA limit for a single-family home is $472,030.
By using the Lendersa® USDA loan calculator, you can assess today's top USDA versus FHA rates and understand the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options to aid in selecting the best program that suits your specific financial needs in .
Loan limits and downpayment details for 2026 in Raytown, which is part of Jackson, MO
Loan Type
Loan Limit
Down payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan choices available in Raytown, MO
At Lendersa®, we're dedicated to securing the best USDA or FHA loan for you, quickly and effortlessly. Begin with any of the three paths that will connect you with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and commonly referred to as USDA rural development loans or USDA mortgages, is specifically for rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA mortgages require none.
In 1959, CSD Credit Union was formed to provide the employees of CSD-1 (Hickman Mills School District) with an alternative to traditional for profit banking institutions. The first organizational meeting of the credit union was held in the Ruskin Cafeteria on March 19th, 1959. Assets at the end of the first month were $534
Raytown-Lee's Summit Community Credit Union Motto We are here to provide our members with the excellent, efficient and friendly service they deserve. Raytown-Lee’s Summit Community Credit Union continues to grow, and growth offers better loan rates and higher dividends for our members. We want to serve as your family’s primary financial institute.
The Bank of Grain Valley was established May 11, 1905 and has been continually operated as a local, family owned, independent, community bank since that time.
While banking has changed in the last 117 years, The Bank of Grain Valley's principles have not. We are committed to serving our customers on a personal basis.
800 E. 101st Terrace, Suite 350, Kansas City, MO, 64131
Lends in Missouri
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are growing and are currently looking to fill positions to help us expand our business focused team. To see what jobs are currently available and to join the KCCU family click the following link: http://www.kccu.net/careers.html
Kansas City Credit Union began more than 75 years ago, in 1940, serving the employees of Kansas City, MO
9237 Ward Parkway, Suite 114, Kansas City, MO, 64114
Lends in Missouri
Catholic Family Credit Union has been serving the financial needs of South Kansas City's Catholic community since 1957. Occupying a single room at St. Elizabeth Parish, CFCU, then known as St. Elizabeth Credit Union, received its charter that year as a parish-based credit union. Since its humble beginnings in that small room, the credit union has g
9201 Ward Parkway, Suite 210, Kansas City, MO, 64114
Lends in Missouri
Bison State Bank blends the traditional personalized experience of your local neighborhood bank with an innovative approach, the latest technology, and the expertise of top notch banking professionals. Since 1901, our bank has been dedicated to providing an exceptional experience for our customers.
At nbkc, we’re making banking what it should be: simple, transparent, and free. And we’re doing it across all of our services — checkings, savings, business accounts, loans, and more. Simply said, what you see is what you get. No bank fees. No fine print. No asterisks. Just great customer service, awesome rates.
"King of Kash is a financial services company specializing in installment loans and based in Kansas City, Missouri. The company was founded in 1978 and has since grown beyond Missouri to serve customers in multiple states.
King of Kash provides more affordable installment loans than many banks, payday, or title loan companies,"
