USDA VS FHA in Brentwood, St. Louis County, MO

In 2026, the USDA loan limit for Brentwood in the county of St. Louis, MO, is $0, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's premier USDA and FHA rates. Determine the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which Alabama program best suits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Brentwood, County of St. Louis, MO

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Brentwood, MO

At Lendersa®, our objective is to help you secure the best USDA or FHA loan swiftly and without trouble. Choose one of three starting strategies that align you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MO?

A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Brentwood Lenders

  • The Strick Group
  • 2001 S Hanley Rd, Suite 195, Saint Louis, MO, 63144
  • Lends in Missouri
  • The Strick Group, is your full-service home financing resource when you want to purchase or refinance. Our mortgage experts have over 40 years of combined experience & will help find the best mortgage solution for you. We pride ourselves on delivering a stress-free loan process from pre-approval to closing & offer some of the lowest rates and fees.

  • The Home Loan Expert
  • 1600 S Brentwood Blvd, Suite 700, Saint Louis, MO, 63144
  • Lends in Missouri
  • The Home Loan Expert,didn’t just show up as one of the nation’s top Mortgage Lenders by chance.Ryan built his business from the ground up starting in 2004 as a Loan Officer with Shelter Mortgage.With hard work & lots of referrals,Ryan was consistently their Top Producing Loan Officer & helped build the company to one of the larger Mortgage Bankers.

  • Health Care Family Credit Union
  • 2114 South Big Bend Blvd, Saint Louis, MO, 63117
  • Lends in Missouri
  • Health Care Family Credit Union, where we are dedicated to providing you with the very best in financial services. We are a member-owned, not-for-profit cooperative financial institution. When you join HCFCU, you become a member and an owner! Since there are no outside stockholders to satisfy, the credit union passes profits

  • Heartland Mortgage Lending LLC
  • 2203 South Big Bend Boulevard, Saint Louis, MO, 63117
  • Lends in Missouri
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • CNB St. Louis Bank
  • 7305 Manchester Rd, Saint Louis, MO, 63143
  • Lends in Missouri
  • We are an independently owned community bank and have been since our founding in 1915, making us one of the oldest banks in the state of Missouri. Since then CNB St. Louis Bank has continued to serve our community and customers with a focus on personal service, positive experience, and accessibility.

  • 123 Mortgage LLC
  • 7514 Big Bend Blvd, Saint Louis, MO, 63119
  • Lends in Missouri
  • "123 Mortgage, we offer a full range of loan products whether you are making a purchase or would like to learn more about refinancing, our team of experienced mortgage professionals have you covered! Explore our customizable loan programs to learn more.
    Fixed Rate Mortgages
    FHA Streamline Financing
    Cash Out Mortgage
    Conventional Loans
    Re

  • Mortgage Solutions of St. Louis
  • 9849 Manchester, Suite 3, Saint Louis, MO, 63119
  • Lends in Missouri
  • Mortgage Solutions of St Louis is owned and operated right here in St. Louis, MO. Co-owners Paul and Steve LaVigne entered the mortgage field in 1999. The twin brothers, both CPAs, bring a very unique background to the table which has led to Mortgage Solutions becoming one of the leading St. Louis mortgage companies.

  • M1 Bank
  • 112 South Hanley Road, Suite 120, Clayton, MO, 63105
  • Lends in Missouri
  • M1 Bank is a Boutique Financial Institution specializing in Low-to-Moderate Income Housing (LIHTC), Renewable Energy (ITC – Investment Tax Credit) and Historic Tax Credit Development Lending on a National Scale.

    M1 is a High-Performance Financial Institution recognized by S&P Global as one of the Top 100 performing institutions

  • Parkside Financial Bank & Trust
  • 8112 Maryland Avenue, Suite 101, Clayton, MO, 63105
  • Lends in Missouri
  • Our values are woven into our uncommon business model, one that offers commercial banking, trust and family office services all within one organization. We develop relationships of distinction, built upon strong, lasting bonds. Our clients know we are here for them in good times and capable and trusted in the face of challenges.