USDA Vs. FHA Pro and Con comparison in Brentwood, St. Louis County, MO
In 2025, the USDA loan limit for Brentwood in the county of St. Louis, MO, is $0, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's premier USDA and FHA rates. Determine the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which Alabama program best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in Brentwood, County of St. Louis, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Brentwood, MO
At Lendersa®, our objective is to help you secure the best USDA or FHA loan swiftly and without trouble. Choose one of three starting strategies that align you with lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages have no down payment requirement.
We are committed to quality customer service - putting the people we serve first. we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! Specializing in residential mortgage loans for purchases, refinances and equity lines/loans
Melanie Thompson is a mortgage broker with access to more than 40 lenders and dozens of loan programs to help you with your home purchase or refinance. Her expertise in understanding credit is second to none and she will work with you to legitimately obtain a higher credit score so your loan terms are the very best available.
Beacon Credit Union is a full-service financial institution, offering a wide range of products and services. Having served Lynchburg and the surrounding area for over 75 years, our "vision" is to be the premier provider of quality financial services, a leader in our community and the most progressive financial institution in our field
All loan decisions are made locally. The bank believes in personal service that starts with friendliness and a sincere desire to be helpful. Although their equipment and services are as advanced as any, the bank extends old-fashioned personal attention to its customers. The bank remains independent and family-owned and continues to grow.
Summit Financial Group, Inc. is a $3.27 billion financial holding company headquartered in Moorefield, West Virginia. Summit provides community banking services primarily in the Eastern Panhandle, Southern & North Central regions of West Virginia, the Northern, Shenandoah Valley & Southwestern regions of Virginia and the Central region of Kentucky.
Georgia First Bank serves small towns and underbanked communities of the state of Georgia. We have built our brand and our business for almost 120 years on “old fashioned”, face to face, relationship banking - local lending decisions and friendly service from someone you know. As we expand our business, we want to continue to offer this familiar
We offer a full range of commercial lending services. Loan officers are experienced in lending for all types of customer needs. The parishes of Plaquemines, Orleans, and Jefferson have been served for years by Mississippi River Bank lending personnel. Through our correspondent relationships we have the ability to be as big as you need
DeTour Drummond Community Credit Union was established in 1960. We have been serving residents and visitors to the DeTour and Drummond Island Area since day one. Our ATMs are located at the Credit Union on Drummond Island and at the DeTour Branch, as well as Yooperman Bar & Grill in Goetzville.We are happy to assist you
