USDA Vs. FHA your options comparison in Brentwood, St. Louis County, MO
In 2025, the USDA loan limit for Brentwood in the county of St. Louis, MO, is $0, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's premier USDA and FHA rates. Determine the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which Alabama program best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in Brentwood, County of St. Louis, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Brentwood, MO
At Lendersa®, our objective is to help you secure the best USDA or FHA loan swiftly and without trouble. Choose one of three starting strategies that align you with lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages have no down payment requirement.
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At Global Integrity Finance we take pride in the fact that we’re a nationally recognized commercial finance company dedicated to providing our clients with the very best of results. Our business lending experts are proud to be paving the way forward in various areas of commercial financing, including:
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Oklahoma State Bank is proud of its tradition of local ownership and management. For over 90 years OSB has served our local communities with solid banking leadership and a focus on the needs of our customers. Our mission is to meet the needs of our local communities by combining time honored banking principles with a forward thinking approach.
WES Credit Union received a state charter in 1954. The mission of the WES Credit Union is to provide the best service and the best rates possible to our members while maintaining a sound financial institution.
WES Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standard
The Bank of Vici acquired an organizational charter date of October 22, 1902. In 1914, the Bank of Vici consolidated with the First Bank of Cestos with John F Windolph as the principal organizer and was its first president, a position he held until his death in 1956. The Bank of Vici celebrated its 100th anniversary on October 22, 2002.
Muenster State Bank is a locally owned, independent bank with a very strong capital position and a long history of serving the local area. Muenster State Bank was chartered on June 23, 1923 with the help of local businessmen and community leaders who felt a bank was needed to provide financial leadership for the community.
American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.
At Keystone Home Finance, LLC OUR TEAM'S MISSION IS TO PROVIDE YOU WITH THE HIGHEST QUALITY FINANCING OPTIONS THROUGHOUT THE LOCAL AREA. WE HAVE OVER 15 YEARS OF EXPERIENCE, AND WE'LL HELP YOU GO FROM APPLICATION TO THE CLOSING TABLE! SERVING THE ENTIRE STATE OF MINNESOTA. Audrey Heinen-Nierenhausen and her team have over 17 years of experience
