USDA Loan Vs. FHA loan for Richmond-Heights, MO [St. Louis County Rates 2023]

In 2025, USDA loan limit in Richmond-Heights, county of St. Louis, MO is $0 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Richmond-Heights, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(580) 927-2311 429 miles Lender's profile and map Reviews Shamrock Bank, National Association 101 N Main St, Coalgate, OK, 74538 Shamrock Bank is a full service, employee-owned, community bank serving Oklahoma & north Texas communities. Our mission is to create an outstanding banking experience for our communities by nurturing an effective employee ownership culture. Visit www.shamrockbank.com for our hours and addresses to our 8 current locations in Coalgate, Dura
(507) 645-4441 429 miles Lender's profile and map Reviews Community Resource Bank 1605 Heritage Drive, Northfield, MN, 55057 Community Resource Bank is a true community bank and an integral part of the communities we serve. It is not enough for us to simply open and maintain accounts or loans for our customers. CRB employees are active in a host of civic, charitable, educational, and economic development endeavors.
(651) 303-4236 429 miles Lender's profile and map Reviews Twin City Lending 101 East 5th Street, Suite 205, Northfield, MN, 55057 TwinCity Lending, we are honored to help you achieve the American dream through homeownership. We are Minnesota’s premier mortgage broker, and we deliver top-notch results through our concierge service.We love being part of a community that we can serve with excellence and integrity.
(601) 364-9400 430 miles Lender's profile and map Reviews BankPlus 6410 Watkins Drive, Jackson, MS, 39213 BankPlus is one of the Southeast’s premier regional banks serving consumers & businesses with the latest technology through a full suite of financial services, including retail banking, commercial banking, mortgage lending & wealth management. With more than $4.5 billion in total assets, BankPlus operates 79 financial centers throughout MS, AL, LA.
(712) 724-6326 430 miles Lender's profile and map Reviews Ashton State Bank 317 Third Street, Ashton, IA, 51232 Ashton State Bank's product line and service culture is unrivaled in banking today. We take a great interest in providing you with cutting-edge products and services. We take the time to find out how we might better service all your financial needs We are proud to be a small-town community bank.
(580) 532-6611 431 miles Lender's profile and map Reviews The First State Bank of Pond Creek, Oklahoma 136 West Broadway, Pond Creek, OK, 73766 The First State Bank was established in 1893 in Pond Creek, making it one of the oldest full-service banking institutions in the State of Oklahoma. The First State Bank has been the hub of financial activity for many farmers and ranchers as well as the primary lending source for many Northwest Oklahoma businessmen.
(989) 427-5663 431 miles Lender's profile and map Reviews Montcalm Public Employees Credit Union 1157 East Main Street, Edmore, MI, 48829 Montcalm Public Employees Credit Union We are a non-profit cooperative financial institution completely controlled and owned by the members who save, borrow and conduct other financial business here. Because we’re non-profit, you share in the earnings of the credit union through higher dividends on your savings and reduced rates on your loans.
(800) 686-2404 431 miles Lender's profile and map Reviews Home Point Financial Corporation 2211 Old Earhart Road, Suite 250, Ann Arbor, MI, 48105 Homepoint, our mission is to create financially happy, healthy homeowners – and that starts by empowering individuals at every step of the homebuying or refinancing process. #NoPlaceLikeHomepoint \| homepoint.com Whether you are a current customer with account questions or a visitor looking to learn about the mortgage loan process"
(318) 397-4243 431 miles Lender's profile and map Reviews Monroe Telco Federal Credit Union 4705 Cypress Street, West Monroe, LA, 71291 Monroe Telco's mission is to serve our members and our community by remaining committed to the credit union's philosophy of "People Helping People". Maximizing our financial partnership with our members by providing "Friendly Hometown Service". Our Motto is "Members Come First". Monroe Telco Federal Credit Union Established in 1936.
(318) 340-9656 431 miles Lender's profile and map Reviews Centric Federal Credit Union 3711 Cypress Street, Suite 1, West Monroe, LA, 71291 Centric has been thriving for nearly 80 years! A credit union, first formed in 1937 for Brown Paper Co., has grown to serve more than 32, 000 members within Northeast Louisiana, today. Our desire is to hire the best of the best in financial and retail services. It is our privilege and honor to serve our members on their financial journey!
(920) 845-2345 432 miles Lender's profile and map Reviews Bank of Luxemburg 630 Main Street, Luxemburg, WI, 54217 Bank of Luxemburg is proud to be a community bank owned by shareholders in the area. We have years of local decision making expertise, catering to the local communities we serve. We are here for our customers through all stages in life, helping to manage life changing events. Trusted advisors support our customers.