FHA Vs. USDA loan program for Richmond-Heights, St. Louis County, Missouri

In 2025, the USDA loan limit for a single-family home in Richmond-Heights, St. Louis county, MO is $0, whereas the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA and FHA rates, and determine the necessary income, credit, reserves, and documents needed to qualify. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial needs in .

USDA and FHA Loan Solutions in Richmond-Heights, MO

The mission of Lendersa® is to swiftly connect you with optimal USDA or FHA loans, seamlessly and without hassle. Choose from three pathways to find matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in MO

A USDA home loan is a government-guaranteed loan from the Department of Agriculture, also known as a USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans have no down payment requirement.

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(936) 441-7200 Lender's profile and map Reviews Core Lending 525 Woodland Square Blvd, Suite 200, Conroe, TX, 77384 CORE Lending specializes in residential mortgage loans. We provide many types of financing: conventional, FHA, VA, USDA, jumbo, construction loans (both one-time close & two-time close), and portfolio products. We firmly believe our service levels are what sets us apart on top of our competitive pricing.
(716) 532-8179 Lender's profile and map Reviews Seneca Nation of Indians Federal Credit Union 12837 Route 438, Irving, NY, 14081 The Seneca Nation of Indians Federal Credit Union (SNIFCU) is a non-profit, member-owned cooperative financial institution. The Seneca Nation of Indians Federal Credit Union’s (SNIFCU) mission is to provide financial services to our members by designing our products and services to meet their needs.
(814) 317-7774 Lender's profile and map Reviews JP Mortgage Lending 422 Allegheny Street, Hollidaysburg, PA, 16648 Our company is based on the belief that our customers’ needs and those of their family are of the utmost importance. Our entire team is committed to meeting those needs. As a result, over 80 percent of our business is from repeat customers and referrals. We value our Past Clients, Realtor, Builder and Financial Planner relationships.
(814) 695-2000 Lender's profile and map Reviews Snare & Associates Mortgage Services, LLC 110 Jefferson Street, Suite 101, Hollidaysburg, PA, 16648 Snare & Associates Mortgage Services, LLC works to move each of our clients into the home of their dreams. Homebuyers all throughout Pennsylvania, who are unsure where to start or where to find the best loans will appreciate our Free, Quick, and Easy application process and competitive rates.
(904) 651-7085 Lender's profile and map Reviews The Claxton Bank 121 West Main Street, Claxton, GA, 30417 At The Claxton Bank, we've seen many changes in Evans County. But through it all, one thing has remained the same, the way we do business. Now, just as it was back then, we are committed to helping our customers manage their "todays" and find their place in tomorrow. Indeed, the more things change, the more they stay the same.
(716) 945-5340 Lender's profile and map Reviews CCSE Federal Credit Union 417 Broad Street, Salamanca, NY, 14779 CCSE Federal Credit Union was founded by local teachers in 1977. Initially a teacher’s credit union, we have now expanded to serve everyone who lives or works in Cattaraugus County. CCSE is a full service financial institution. We offer savings and checking accounts, as well as low rates on a variety of lending products.
(919) 602-2335 Lender's profile and map Reviews Devon Mortgage LLC 3608 Shannon Road, Durham, NC, 27707 Devon Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
(218) 983-3241 Lender's profile and map Reviews Community Development Bank 516 Main Street, Ogema, MN, 56569 Community Development Bank was founded in 1906 and purchased by three non-profit Community Development Corporations in 2001. A for-profit financial institution owned by non-profit Community Development Corporations is very unique and brings significant economic development resources to the communities we serve
(803) 943-2671 Lender's profile and map Reviews Palmetto State Bank 601 First Street W, Hampton, SC, 29924 Palmetto State Bank, headquartered in Hampton, South Carolina, was founded in 1907. We have grown from a bank with $2 million in assets located in Hampton, to a one half billion dollar institution with seven branches serving Beaufort, Allendale, and Hampton counties. Our Board of Directors credit our exceptional growth to the fact
(979) 977-3900 Lender's profile and map Reviews Guarantee Mortgage 6744 Victoria Ave, College Station, TX, 77845 Guarantee Mortgage Company, College Station, Texas mortgage lender. What’s the difference between us and big banks? We shop around between different lenders to find you lower rates and more loan options to get you into your home faster. Call us today. Don’t settle for the one or two loan products banks offer.
(713) 626-5700 Lender's profile and map Reviews 1st Alliance Mortgage LLC 750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845 1st Alliance Mortgage is not like other mortgage providers. For us, it’s not just about products and price. It’s about service. Service to our customers and our community. Whether you’re buying your first home or refinancing, 1st Alliance Mortgage is your calm, clear and experienced guide through the mortgage process.