For 2026, the USDA loan limit in Shrewsbury, situated in St. Louis county, MO, is $0, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the best program in Alabama for your financial needs.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to secure the best available USDA or FHA loan swiftly and without difficulty. Choose one of three initial pathways that match lenders with USDA loan programs tailored to your needs.
A USDA home loan is a government-backed loan from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, specifically for rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans need no down payment, making them attractive for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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