USDA Vs. FHA Pro and Con comparison in Clinton, Henry County, MO
In 2025, the USDA loan cap in Clinton, within Henry county of MO, is $336,500, while the FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates and determine the necessary income, credit, reserves, and documents to qualify. With our modern mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, guiding you to choose the most suitable program in for your specific financial situation.
2025 Loan Limits and Down Payment Requirements in Clinton, Henry, MO
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Clinton, MO
Lendersa® aims to quickly and efficiently secure the best USDA or FHA loan options for you without complications. Choose from one of three starting strategies that connect you with matching lenders and USDA loan opportunities.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Originally founded on October 21, 1937, towards the end of the Great Depression, Houston Police Credit Union was created by Houston police officers to establish a financial institution that was owned and operated by the local police force—a financial cooperative. Their mission was to provide reasonably-priced loans
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2000 Crawford Street, Suite 840, Houston, TX, 77288
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