USDA Vs. FHA your options comparison in Harrisonville, Cass County, MO

During 2025, the USDA loan ceiling for Harrisonville, located in Cass County, MO, is $345,000, while for a single-family home, the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's premier USDA and FHA rates. Assess your income, credit, reserves, and necessary documents required to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you determine the best-suited program for your financial scenario in .

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2025 Loan Limits and Downpayment Requirements in Harrisonville, Cass County, MO

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Harrisonville, MO

Lendersa® aims to efficiently secure the ideal USDA or FHA loan for you, speedily and hassle-free. Begin with any of the three available options to identify matched lenders and appropriate USDA loan programs.

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Understanding USDA Loans in MO

USDA home loans, backed by the government's Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are exclusively available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none, offering a significant advantage for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lending Done Right
  • 41176 Guava Street, Suite A, Murrieta, CA, 92562
  • Lending Done Right was established over a decade ago as a full service mortgage brokerage, in California. Since then, we have provided superior service to clients all over the country. Lending Done Right is proud to now of our expansion to Southern Missouri. We look forward to providing our new Missouri family with the un-equaled service.
  • Vault Financial
  • 24910 Las Brisas, Suite 119, Murrieta, CA, 92562
  • VAULT FINANCIAL is a full service family owned mortgage company that covers all of Southern California. We feel the larger companies can no longer provide proper pricing or customized service so, we pick up our phones, answer our emails and make sure we are available without the run around.
  • Mountain View Financial, Inc.
  • 24947 Truman Place, Murrieta, CA, 92562
  • Rick is the President/Broker of Mountain View Financial, Inc. Responsible for all aspects of the company from its inception including staff development FHA, HUD and VA approvals, Real Estate Division, and Escrow Division. Implementing New Real Estate Divisions’ “Buy from me, List for Free” and Alkire & Company. Organization.
  • Miller Financial, Inc.
  • 41185 Golden Gate Cir, Suite 106, Murrieta, CA, 92562
  • Miller Financial, Inc. is a family owned business started in 1991 by President Larry Miller who currently continues to oversee all aspects of the organization with help from VP and son Joshua Miller. Larry has grown the business from an initial start-up to a full-service brokerage offering a wide variety of loan solutions to entire community of SC.
  • THERESA MORRIS REALTY GROUP
  • 26499 Bladen Avenue, Murrieta, CA, 92562
  • The home selling and buying process can be both intimidating and overwhelming. My goal is to make this a pleasurable and exciting experience. As your Realtor, I would love to help you each step of the way and protect your interests at all times. I look forward to guiding you and turning your moving and home ownership dreams into a reality!
  • Redford Mortgage Capital
  • 24641 Washington Avenue, Murrieta, CA, 92562
  • We are a full-service mortgage company based in Murrieta, CA. We specialize in Construction Loans & Home Improvement Loans in Murrieta, Temecula, Lake Elsinore, Menifee, Wildomar, & Riverside. We also serve the surrounding cities in Riverside County.We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
  • Casa Agave Mortgage Services
  • 41856 Ivy Street, Suite 112, Murrieta, CA, 92562
  • At Casa Agave Mortgage Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Vintage Mortgage Firm
  • 41760 Ivy Street, Suite 102, Murrieta, CA, 92562
  • Vintage Mortgage Firm strives to ensure that its services are accessible to people with disabilities.Vintage Mortgage Firm has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,with the belief that every person has the right to live with dignity,equality
  • Christiansen Capital
  • 25185 Madison Ave Ste. A, Murrieta, CA, 92562
  • Christiansen Capital is a trust deed investment firm and hard money lender conveniently located in Murrieta, California. Christiansen Capital has been assisting clients obtain “non-conventional” financing since 2005. Christiansen Capital was created to be the conduit between borrowers who can actually obtain conventional financing.