USDA Vs. FHA your options comparison in Boonville, Cooper County, MO
For 2025, the USDA loan ceiling in Boonville, located in Cooper county, MO, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to differentiate between today's leading USDA and FHA rates, assessing income, credit, reserves, and the necessary documents to qualify. With our advanced mortgage tool, you can view USDA, FHA, Conforming, and VA programs side by side to determine the best fit for your financial needs in .
2025 Loan Limits & Down Payment Requirements in Boonville, Cooper County, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Boonville, MO
The mission of Lendersa® is to secure you the optimal USDA or FHA loan swiftly and simply. Begin with one of three initial strategies that connect you with lenders and USDA loan options.
The USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA mortgages, requiring a minimum of 3.5% down payment, USDA loans necessitate no down payment.
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17316 Edwards Road, Suite 250, Cerritos, CA, 90703
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11050 Artesia Boulevard, Suite A, Cerritos, CA, 90703
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17785 Center Court Drive N, Suite 600, Cerritos, CA, 90703
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17785 Center Court Drive North, Suite 120, Cerritos, CA, 90703
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