USDA Vs. FHA Pro and Con comparison in Hillsboro, Jefferson County, MO
In 2025, the maximum USDA loan amount in Hillsboro, within Jefferson county, MO is set at $336,500. The FHA loan limit for a single-family home, on the other hand, is $472,030.
Use the Lendersa® USDA loan calculator to evaluate the top rates between USDA and FHA loans, and ascertain the income, creditworthiness, reserves, and documents required for qualification. With our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA options side by side to help determine which program in is ideal for your specific financial needs.
2025 Loan Limits and Downpayment Requirements in Hillsboro, Jefferson, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Hillsboro, MO
The purpose of Lendersa® is to efficiently connect you with the best USDA loan or FHA loan without unnecessary complications. Choose from three available starting points to match with suitable lenders and USDA loan offerings.
A USDA home loan is a government-backed financing option from the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. Exclusively available in rural neighborhoods, USDA loans differ from FHA loans by not requiring any down payment, whereas FHA loans necessitate a minimum of 3.5% down payment.
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