USDA and FHA Pro and Con in Pevely, Jefferson County, MO
In 2025, the USDA loan limit for Pevely, within Jefferson county, MO, is set at $336,500. The FHA limit for a single-family home, however, is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Understand the income, credit, reserves, and documents needed to qualify. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you decide which Alabama program is most suitable for your financial needs.
2025 Loan Limits and Down Payment in Pevely, Jefferson, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Pevely, MO
The objective of Lendersa® is to help you secure the most suitable USDA or FHA loan swiftly and easily, without hassle. Choose one of three pathways that lead to lenders matching your USDA loan needs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgages do not require any down payment.
First Security Bank of Roundup opened for business on September 7, 1971. We have been privileged to serve more and more people over the years and have enjoyed consistent growth. We utilize the latest innovations in banking technology without sacrificing our mission of superior personalized service.
Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019
Ossipee Lake Mortgage can assist you from start to finish in the process of buying your new home. We will Pre-Approve you so that you can search for your new home with confidence. Your Real Estate Agent also knows you are qualified and ready to go. This is a step ahead of other buyers in the competition to make an offer.
37 Western Avenue, Suite 308, Kennebunk, ME, 04043
Big Horizon mortgage professionals deliver the market’s best programs and competitive rates from trusted institutions. Customers benefit from a wide variety of offerings. Independent relationships with leading national and local lending institutions allow Big Horizon to tailor solutions to individual needs.
On July 22, 1867, Biddeford Savings received its initial bank charter by an act of the Maine Legislature. From those earliest days we have focused on a few simple ideals — treating our customers like family and developing a deep and meaningful relationship with our local community and neighbors
Atlantic Federal Credit Union serves Southern Maine in Biddeford, Brunswick, Cumberland, Freeport, Sanford, Saco, Topsham, and York. With Atlantic Kasasa Free Checking, along with great Auto Loan and Mortgage rates Atlantic believes that better rates can lead to a better future and a better life.
Saco Valley is a not-for-profit, member-owned financial cooperative. Our mission is to provide quality financial services to our members in a personal, friendly and efficient manner, while maintaining financial stability. As a democratic member-owned financial institution, we exist to serve our members.
Saco & Biddeford Savings is a mutual savings bank with the commitment to offer its customers the best rates and lowest fees possible. Maine’s Oldest Bank has maintained an incredible record of support to the communities in its service area and beyond. Saco & Biddeford Savings actively assists many local clubs, groups, and non-profit organizations
