USDA and FHA Pro and Con in Herculaneum, Jefferson County, MO
In 2025, within Herculaneum, county of Jefferson, MO, the USDA loan limit is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to see today's USDA vs. FHA rates. Determine essential income, credit needs, reserves, and documents required for qualification. Our advanced calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, ensuring you select the best fit for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Herculaneum, County of Jefferson, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Herculaneum, MO
Lendersa® aims to effectively connect you to the best USDA or FHA loan without hassle. Choose from three starting points that lead to matched lenders and USDA loan offerings.
A USDA home loan, known also as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and limited to rural areas. These loans need no down payment, unlike FHA loans which require at least 3.5% down.
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Tucson home loans are originated by institutional lenders such as Mortgage Bankers, Banks, Savings & Loans.
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Copperpoint Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
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A & A Funding Corp was founded in 1982 by Hugh Anderson. Hugh at the time had extensive experience in the real estate industry starting in 1970 but created A & A Funding Corp to expand his private money lending services. In 2008, his two sons Wayne and Brad Anderson purchased A & A Funding Corp., making it a multi-generational business.
Bar Harbor Bank & Trust thinks differently about banking. Since our founding in 1887, our focus has been on establishing relationships with our customers. We get to know our customers and their financial goals, and we work with them to provide solutions that best work for them. We believe that good things happen when we work together.
Bar Harbor Savings and Loan was incorporated in 1902 by a group of local residents ranging from farmers to lawyers. Its mission was to promote savings and provide the means for affordable home ownership for all members.
Today, the Association still has its roots in the local community as a mutual Association owned and managed by its members.
