USDA Vs. FHA Pro and Con comparison in Farmington, St. Francois County, MO
For 2026, the USDA loan limit in Farmington, which is in St. Francois County, MO, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Leverage Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates and see which aligns best with your needs. Determine essential income, credit, reserves, and documentation required for qualification. With our sophisticated mortgage calculator, you'll easily compare USDA, FHA, Conforming, and VA loans side-by-side, guiding you to the optimal program for your financial standing in .
2026 Loan Limits and Down Payment Needs in Farmington, St. Francois County, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Possibilities in Farmington, MO
Lendersa® strives to secure the best USDA or FHA loan for you swiftly and with ease. Start by choosing one of three options aimed at matching you with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, otherwise known as a USDA rural development loan or USDA mortgage, is available solely for rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages require no down payment whatsoever.
Ozarks Federal Savings and Loan Association is different from other area banks. Even our name is different. We were designed differently almost a century ago. This safe and secure bank is simple and fair by design. Since 1930, our depositors bring their checking and savings here so that borrowers can buy or build homes.
First State Community Bank is a financial leader in the State of Missouri. Founded in 1954, we have demonstrated an unyielding commitment to our clients and partners. From a Junior Savers Account to Commercial Real Estate Loan we work to find the best solution for each customer..
Southeast Missouri Community Credit Union is a not-for-profit financial cooperative dedicated to serving our member owners by putting their needs first.
Leadco Community Credit Union operates for the purpose of promoting thrift among its members, providing a source of funds where loans may be secured at a guaranteed low rate of interest, and assisting members in the management of their financial affairs. Credit Union operates for the purpose of promoting thrift among its members,
101 S Mine La Motte Street, Fredericktown, MO, 63645
Lends in Missouri
New Era Bank offers Home Equity Lines of Credit at competitive rates. These loans are an excellent choice for homeowners wanting utilize the current equity in their house to pay for things like: college expenses for children, major home improvements, or those unexpected expenses that life throws at you.
Genevieve Drive, Suite 871, Sainte Genevieve, MO, 63670
Lends in Missouri
MRV Banks is a locally owned, independent bank dedicated to serving consumers and small businesses throughout Missouri. Since our beginnings in 2007, we have been providing the best products and services for our customers while supporting the communities in which we work and live.
Bloomsdale Bank Since opening our doors in 1914, Bloomsdale Bank has held the values of community, integrity, and sticking to what we know and doing it well. As one of the oldest community banks in Ste. Genevieve County, we understand the importance of treating our neighbors like family, making wise financial decisions.
The Bank of Missouri is reaching new heights of service and customer care. Our rich history, reaching back over 12 decades, is our source of motivation. As we look back with pride, we look forward with excitement as our continued growth enables us to meet the ever changing needs of the communities we serve.
The Bank of Tradition and Progress Founded in 1894 as The Bank of Otterville, our Bank has a long-standing tradition of providingMidwest Regional Bank is a Bank with operations in fifty states. Midwest Regional Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages
