USDA and FHA Pro and Con in Farmington, St. Francois County, MO
For 2025, the USDA loan limit in Farmington, which is in St. Francois County, MO, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Leverage Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates and see which aligns best with your needs. Determine essential income, credit, reserves, and documentation required for qualification. With our sophisticated mortgage calculator, you'll easily compare USDA, FHA, Conforming, and VA loans side-by-side, guiding you to the optimal program for your financial standing in .
2025 Loan Limits and Down Payment Needs in Farmington, St. Francois County, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Possibilities in Farmington, MO
Lendersa® strives to secure the best USDA or FHA loan for you swiftly and with ease. Start by choosing one of three options aimed at matching you with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, otherwise known as a USDA rural development loan or USDA mortgage, is available solely for rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages require no down payment whatsoever.
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