USDA Vs. FHA your options comparison in Ste.-Genevieve, Ste. Genevieve County, MO
For 2026, the USDA loan limit in Ste.-Genevieve, within Ste. Genevieve county, MO, is set at $285,000, while the FHA limit for a single-family residence is $356,362.
The Lendersa® USDA loan calculator allows you to compare today's top USDA and FHA rates. Determine necessary income, credit rating, reserves, and required documentation for loan eligibility. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA programs, helping you identify the best fit for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Ste.-Genevieve, County of Ste. Genevieve, MO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Ste.-Genevieve, MO
The aim of Lendersa® is to swiftly connect you with the best possible USDA or FHA loan, simplifying the process. Start by choosing one of three options that lead to matching lenders and USDA loan proposals.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture. It is available only in rural areas, and unlike FHA loans which require at least a 3.5% down payment, no down payment is necessary for USDA loans.
Genevieve Drive, Suite 871, Sainte Genevieve, MO, 63670
Lends in Missouri
MRV Banks is a locally owned, independent bank dedicated to serving consumers and small businesses throughout Missouri. Since our beginnings in 2007, we have been providing the best products and services for our customers while supporting the communities in which we work and live.
Bloomsdale Bank Since opening our doors in 1914, Bloomsdale Bank has held the values of community, integrity, and sticking to what we know and doing it well. As one of the oldest community banks in Ste. Genevieve County, we understand the importance of treating our neighbors like family, making wise financial decisions.
Ozarks Federal Savings and Loan Association is different from other area banks. Even our name is different. We were designed differently almost a century ago. This safe and secure bank is simple and fair by design. Since 1930, our depositors bring their checking and savings here so that borrowers can buy or build homes.
First State Community Bank is a financial leader in the State of Missouri. Founded in 1954, we have demonstrated an unyielding commitment to our clients and partners. From a Junior Savers Account to Commercial Real Estate Loan we work to find the best solution for each customer..
The Bank of Missouri is reaching new heights of service and customer care. Our rich history, reaching back over 12 decades, is our source of motivation. As we look back with pride, we look forward with excitement as our continued growth enables us to meet the ever changing needs of the communities we serve.
The Bank of Tradition and Progress Founded in 1894 as The Bank of Otterville, our Bank has a long-standing tradition of providingMidwest Regional Bank is a Bank with operations in fifty states. Midwest Regional Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages
Southeast Missouri Community Credit Union is a not-for-profit financial cooperative dedicated to serving our member owners by putting their needs first.
Leadco Community Credit Union operates for the purpose of promoting thrift among its members, providing a source of funds where loans may be secured at a guaranteed low rate of interest, and assisting members in the management of their financial affairs. Credit Union operates for the purpose of promoting thrift among its members,
