For 2025, the USDA loan limit in Ste.-Genevieve, within Ste. Genevieve county, MO, is set at $285,000, while the FHA limit for a single-family residence is $356,362.
The Lendersa® USDA loan calculator allows you to compare today's top USDA and FHA rates. Determine necessary income, credit rating, reserves, and required documentation for loan eligibility. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA programs, helping you identify the best fit for your financial situation in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to swiftly connect you with the best possible USDA or FHA loan, simplifying the process. Start by choosing one of three options that lead to matching lenders and USDA loan proposals.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture. It is available only in rural areas, and unlike FHA loans which require at least a 3.5% down payment, no down payment is necessary for USDA loans.
Enter your location to find out if it qualifies for USDA rural housing loan?
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