In 2025, within the bounds of Fredericktown in Madison county, MO, the USDA loan limit is $336,500, while the limit for an FHA loan on a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA versus FHA rates. Determine necessary income, credit statistics, reserves, and documents for eligibility. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the ideal program for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Fredericktown, County of Madison, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Fredericktown, MO
The mission of Lendersa® is to efficiently pair you with the optimal USDA or FHA loan, minimizing effort. Choose one of the three initial pathways intended to connect you with appropriate lenders and USDA loan programs.
A USDA home loan, also termed a USDA rural development loan or mortgage, is backed by the Department of Agriculture. It is specifically intended for rural areas and does not require any down payment, unlike FHA loans which require a minimum of 3.5% as a down payment.
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