USDA Loan Vs. FHA loan for Palmyra, MO 2026

In 2026, the USDA loan limit for Palmyra, within Marion county, MO, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. Determine the necessary income, credit, reserves, and required documents for qualification. With our advanced mortgage calculator, see USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the most suitable program for your financial needs in .

USDA and FHA Loan Options in Palmyra, MO

Lendersa® aims to connect you quickly with the best USDA or FHA loan, minimizing hassle. Select one of three initial options to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the government Department of Agriculture. It is available in rural areas exclusively, requiring no down payment—unlike FHA loans, which require a minimum of 3.5% down payment.

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Palmyra Lenders
(855) 577-2001 Lender's profile and map HomeBank 400 S Main St, Palmyra, MO, 63461 Lends in Missouri HOMEBANK Headquartered in Palmyra, MO since 1934, we have 9 branches throughout Mid and Northeast Missouri and Quincy, IL. All our lobbies are open again during normal business hours. Our friendly Customer Service Representatives and Loan Officers would love to meet with you in person
(573) 221-0201 Lender's profile and map Northeast Regional Credit Union 514 Broaday, Hannibal, MO, 63401 Lends in Missouri Northeast Regional Credit Union is a non-profit organization owned and operated by its members for the benefit of all who belong. Any employee who works at one of our select employee groups is able to belong. Family members of those employees are also eligible. Our eligible employee groups are listed below.
(573) 248-2569 Lender's profile and map Community First Credit Union 6460 Interstate Court, Hannibal, MO, 63401 Lends in Missouri Community First Credit Union was chartered in July of 1952 in the state of Missouri originally as Division #3 Highway Credit Union, and serves anyone who lives or works in Marion and Ralls Counties. Immediate family members of existing members are also eligible to gain membership in the credit union.
(573) 221-0050 Lender's profile and map Hannibal National Bank 100 N Main St, Hannibal, MO, 63401 Lends in Missouri HNB Bank, n.a. was originally organized in May1888 as the Bank of Hannibal. The building on the corner of Main & Broadway in Hannibal, Missouri was constructed in 1889 and today, remains the bank’s corporate headquarters. In 1903 the bank applied for and was granted a national charter and became Hannibal National Bank.
(573) 221-6424 Lender's profile and map F&M Bank and Trust 505 Broadway, Hannibal, MO, 63401 Lends in Missouri F&M Bank is truly a neighborhood, hometown, community bank with locations in Hannibal and Monroe City. Founded in 1870 by the friends and family of Mark Twain, we are the area’s oldest locally-owned community bank. We are proud to be celebrating our 150th year of providing our customers a wide range of banking services.