USDA VS FHA in Maryland-Heights, St. Louis County, MO

In 2025, USDA loan limit in Maryland-Heights, county of St. Louis, MO is $0 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Maryland-Heights, county of St. Louis, MO

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Maryland-Heights, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Home Banking Company
  • 795 Poplar Avenue, Selmer, TN, 38375
  • For over 100 years Home Banking Company's philosophy has been to provide efficient, courteous service and to provide our customers with the most up-to-date, quality financial products available to the banking industry. We are opening new financial doors by offering options that make banking as convenient as possible for our customers.
  • Truxton Trust Company
  • 4525 Harding Road, Suite 300, Nashville, TN, 37205
  • Truxton Trust opened for business in August 2004, after raising initial capital of $20 million. We started with a nucleus of veteran private bankers, wealth advisors, and treasury management professionals all led by our founding chairman, the late Donald (Don) W. Thurmond, who, along with our other organizers (founding shareholders), shared a commo
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  • 4230 Harding Pike, Suite 103, Nashville, TN, 37205
  • Since 1959, St. Thomas Credit Union has been dedicated to growth & improvement through expansion of our financial products, knowledge and services. St. Thomas Credit Union realized that our sister credit union, St. Thomas Federal Credit Union in the Virgin Islands was hit hard by the recent hurricanes.
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  • 5618 Bardstown Rd, Louisville, KY, 40291
  • Since 1998 it has been our the mission of Jefferson Financial Services to provide auto, vacation, hardship and personal loans for any reason. Our friendly, knowledgeable and professional team work to help people that can’t get a loan with a conventional loan institution. We understand that unexpected hardships happen in peoples lives.
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  • 2440 E Rand Road, Arlington Heights, IL, 60004
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  • 830 E Kensington Rd, Arlington Heights, IL, 60004
  • Corporate America Family Credit Union, we're dedicated to providing the tools, resources and expertise that will empower you to succeed.We're here for you, our member-owners. We provide the advanced products and client services you need to help further your financial goals and dreams. Plus, we collaborate with you.
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  • 901 West Rand Road, Arlington Heights, IL, 60004
  • We are a reputable, bright, clean, family owned and operated pawn shop established in 2002. We have been in the jewelry business for over 30 years. We pride ourselves on being different than most pawn shops. Whether you are selling or need to borrow money against your valuables, we will always be helpful, courteous, and confidential.
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