USDA and FHA Pro and Con in Maryland-Heights, St. Louis County, MO
In 2025, the USDA loan limit for Maryland-Heights, situated in St. Louis, MO, is $0. Meanwhile, the FHA loan limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the most advantageous rates today for USDA versus FHA. Assess the income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Maryland-Heights, St. Louis, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Maryland-Heights, MO
Lendersa® is committed to securing the best USDA or FHA loan for you promptly and effortlessly. Choose one of three start points that will match you with lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture (often called a USDA rural development loan or USDA mortgage), is exclusively for rural areas. In contrast to FHA loans requiring a down payment of at least 3.5%, the USDA loan requires no down payment.
Our Company was founded in 1998 by Al Edens (NMLS: 195469) and M-L White. Al and M-L have both been in the mortgage and financial field for over 25 years. Our company's profile is to have a Company that we would trust our families' mortgage needs to. We strive to have competitive products, up- to- date technology, knowledge.
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URW Community Federal Credit Union has been open since 1970. The credit union has assets totaling $224.47 Million and provides banking services to more than 32, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a mem
The Bank of Erath was organized in August of 1910 and opened its door for business on November 18, 1910. With our roots firmly established in Vermilion Parish our founding family names like Moresi, Caldwell, Broussard and LeBlanc are still prominent and recognizable to today's parish residents.
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Beacon Credit Union is a full-service financial institution, offering a wide range of products and services. Having served Lynchburg and the surrounding area for over 75 years, our "vision" is to be the premier provider of quality financial services, a leader in our community and the most progressive financial institution in our field
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