USDA Vs. FHA Pro and Con comparison in Maryland-Heights, St. Louis County, MO
In 2025, the USDA loan limit for Maryland-Heights, situated in St. Louis, MO, is $0. Meanwhile, the FHA loan limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the most advantageous rates today for USDA versus FHA. Assess the income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Maryland-Heights, St. Louis, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Maryland-Heights, MO
Lendersa® is committed to securing the best USDA or FHA loan for you promptly and effortlessly. Choose one of three start points that will match you with lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture (often called a USDA rural development loan or USDA mortgage), is exclusively for rural areas. In contrast to FHA loans requiring a down payment of at least 3.5%, the USDA loan requires no down payment.
MAX is a not-for-profit financial cooperative serving central and east Alabama and west Georgia. MAX is a full-service institution with several branch locations, myMAX.com, and MAX Online & Mobile banking services. See myMAX.com for our branch locations. As a full service financial institution, MAX offers business &, savings, home mortgages
The Real Estate Funding team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
1900 Superior Avenue E, Suite 126, Cleveland, OH, 44114
We are the arts community’s credit union, offering products designed to meet the unique professional and personal needs of the art & music community. Our services range from competitive checking and savings accounts to low-interest credit cards, creative arts project loans and our specialty: musical instrument loans.
The Greater Cleveland Community Credit Union began on November 26, 1937, with 39 owner-members, as the Civil Service Employees Association Credit Union, which served the financial needs of City of Cleveland employees. We aim to propel our membership toward financial empowerment and growth by providing an array of individualized financial products.
The Cleveland Police Credit Union was organized in October, 1938, when seven policemen were granted a charter by the State of Ohio and worked out of a "cubby-hole" office at the old Central Station on 21st and Payne Avenue. Cleveland Police Credit Union is committed to providing the highest level of customer service and satisfaction possible.
At KeyBank we’ve made a promise to our clients that they will always have a champion in us. To deliver on our promise, we’re committed to building a team of engaged employees who do the right thing for our clients and shareholders, and help them achieve financial wellness each and every day.
1360 East Ninth Street, Suite 950, Cleveland, OH, 44114
Since 1982, we have provided more than $550 million in financial assistance to businesses as part of our overall mission to foster economic growth & job creation in Ohio. Also, for the past 11 years, we have been the number one SBA 504 lender in the State of Ohio. Growth Capital has a team of experienced economic development finance professionals.
Bellwether Enterprise is one of the fastest-growing commercial & multifamily mortgage banking companies in the country.
We are large in scope, yet focused in approach. With offices across the country, we offer an unwavering commitment to regional expertise. Most of our loan producers have 25 plus years of experience.
Akron Fire Department Credit Union more than 80 years ago. Our name later became Akron Firefighters Credit Union & membership expanded to firefighters & their families throughout Northeast Ohio. In 2016, we merged the Akron Police Department Credit Union into our membership. Membership is now open to include all First Responders in the state
