USDA Vs. FHA your options comparison in Maryland-Heights, St. Louis County, MO
In 2025, the USDA loan limit for Maryland-Heights, situated in St. Louis, MO, is $0. Meanwhile, the FHA loan limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the most advantageous rates today for USDA versus FHA. Assess the income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Maryland-Heights, St. Louis, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Maryland-Heights, MO
Lendersa® is committed to securing the best USDA or FHA loan for you promptly and effortlessly. Choose one of three start points that will match you with lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture (often called a USDA rural development loan or USDA mortgage), is exclusively for rural areas. In contrast to FHA loans requiring a down payment of at least 3.5%, the USDA loan requires no down payment.
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