USDA and FHA Pro and Con in Woodson-Terrace, St. Louis County, MO
As of 2025, the USDA loan limit in Woodson-Terrace, within St. Louis county in MO, is set at $0, while the FHA limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator helps you compare today’s best USDA vs. FHA rates, allowing you to determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator permits you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program best suits your financial needs in .
2025 Loan Limits and Downpayment Requirements in Woodson-Terrace, County of St. Louis, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Woodson-Terrace, MO
The aim of Lendersa® is to effortlessly provide you with the optimal USDA or FHA loan. Choose one of three starting points that connect you with matching lenders and the appropriate USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is accessible exclusively in rural areas. In contrast to FHA loans which demand a minimum down payment of 3.5%, a USDA loan requires no down payment.
Parker Mortgage is a boutique brokerage firm whose primary focus is representing charitable foundations, trust departments and pension plans for the acquisition of mortgage lending opportunities that meet their investment guidelines and are consistent with their constituent's values.
You First Mortgage is a licensed mortgage broker based in Sonoma, Marin and San Diego Counties. When you partner with us, we put your interests above all other priorities. With versatile real estate industry experience in the local market, our advisors can provide reliable guidance when it comes to choosing home financing options.
3550 Round Barn Boulevard, Suite 203, Santa Rosa, CA, 95403
Redwood has steadily grown through referrals from clients, title companies, and attorneys. Redwood is an active member of the United Trustee's Association (UTA, formerly California Trustee's Association) and California Mortgage Association (CMA). Robert Cullen is a former member of the Board of Directors for the United Trustee's Association.
3510 Unocal Pl. Ste. 103 104 105, Santa Rosa, CA, 95403
Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending.and a consumer-direct centralized operation
Elemental Home Mortgage was founded on the principal that every person should have an opportunity to know if they are ready for a mortgage. To have an opportunity to know what their options are. We feel strongly that each person should have the chance to have an informative, tailored conversation about their housing goals
1043 NE Stephens St, Suite 101, Roseburg, OR, 97470
Award Home Loans of Roseburg we are committed to assisting our clients with the highest quality home loans. We listen to you fitting the mortgage to your personal financial goals. We are located in Roseburg and are available to serve anyone throughout the state of Oregon, but specializing in Douglas County and the I-5 corridor.
Exchange Bank has had only nine presidents in its long history. Father and son Manville Doyle and Frank Doyle co–founded the Bank in 1890. Frank Doyle served as President until 1948. Our third and fourth presidents, Charles Reinking and Andrew Shepard presided over a time of expansion and banking innovation.
Team Anil Bembey This client first philosophy has always been my approach and it requires me to continually improve my skills and ways of doing business. In addition, I've found that the latest technologies are enabling me to do everything I've always done, only much more quickly and efficiently.
Access Mortgage Services, Inc. has provided Real Estate Loan Services since May of 2000. We provide excellent customer service for the entire loan originating, processing and closing process. As an added benefit, one specific person will handle all needed aspects of your loan from beginning to end
Since opening our first branch in January 2005, Poppy Bank has grown to over $4 Billion in assets with branches across the San Francisco Bay Area, Roseville and Southern California. We also have loan production offices in Northern and Southern California, as well as in Utah, Texas, New York and South Carolina.
Peninsula Credit Union is a federally chartered credit union and is regulated by the National Credit Union Administration. Everyone who lives, works, worships, goes to school in Kitsap, Mason, Jefferson, Clallam or Grays Harbor County and/or the immediate family related to a current member is eligible to join
