USDA Vs. FHA Pro and Con comparison in St.-Ann, St. Louis County, MO
For 2025, the USDA loan limit in St.-Ann, within St. Louis county, MO, is $0. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize Lendersa® USDA loan calculator to compare today’s USDA versus FHA rates, determining the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program in for your financial situation.
2025 loan limits and downpayment requirements in St.-Ann, St. Louis, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan options in St.-Ann, MO
The aim of Lendersa® is to quickly secure you the best USDA or FHA loan without hassle. Choose one of three starting options that connect you with lenders offering USDA loan programs.
A USDA home loan is a government-guaranteed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment.
Heartland Mortgage is committed to giving you the best financial advice to increase the wealth of your family and helping you build strong financial roots. Local Friendly Mortgage Solutions for Today's Financial Needs and Technology that makes the process swift and easy. Our mission is to serve our customers with honesty.
14831 E Whittier Boulevard, Suite 204, Whittier, CA, 90605
Reliance Mortgage Service Inc is a financial services company based out of United States. Started in Whittier in 2004, we've incorporated & served through the tough times to the best as mortgage brokers with full-service purchase & refinance loans. Great credit? Great rates. Poor Credit? Let us help you with a higher FICO or product to buy now.
Comunidad Latina Federal Credit Union (CLFCU) is a not-for-profit financial institution serving the community of Santa Ana, California. To qualify for membership you may live, work, worship or attend school in the city of Santa Ana or through an immediate family member that is currently a member.
We’re a service staffed by friendly, helpful people who are here to help you achieve your financial goals and financially thrive . The financial industry is filled with people who can count. Our goal at CU SoCal is to be people you can count on. The people who work for us know they work for you.
Full Spectrum lending, Fannie Freddie, VA, FHA, Non-QM, Reverse, Fix and Flip, Private Equity.
Quick Approval and Funding: Time is of the essence in the fix-and-flip business. Our streamlined application process and quick turnaround times mean you can secure funding and get started on your project without delay.
7007 Washington Ave, Suite 311, Whittier, CA, 90602
Because we truly understand that homeownership is the foundation of our communities and everyone deserves a home for their family, Lending Enterprise is deeply devoted to care, help, and provide the best home loan experience for our customers and business partners, with ethics, win-win mindset, and most importantly, with integrity.
7007 Washington Ave, Suite 301, Whittier, CA, 90602
Legacy Capital Funding is proud to be a mortgage broker serving residential clients in the Los Angeles County area. Based in Whittier, we are a small business that provides the level of customer service only an experienced team of professionals can. From our community-focused, educational approach to home loans to our commitment to our clients.
8152 Painter Avenue, Suite 200, Whittier, CA, 90602
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
CTC Financial, Inc. has been in business since 2002 and serves all parts of California and Nevada. We work with Realtors, Builders, Financial Planners and previous customers. Our commitment to a high level of service, along with a wide range of loan products, is what sets us apart.
Greater Nevada Mortgage (GNM) provides home loans in both Nevada and California to assist a variety of borrowers, from investors to first-time homebuyers. GNM services many home loans locally for Nevadans, as well as borrowers in California. Founded in the Sierra Nevada region in 2001.
