For 2025, the USDA loan limit in St.-Ann, within St. Louis county, MO, is $0. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize Lendersa® USDA loan calculator to compare today’s USDA versus FHA rates, determining the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program in for your financial situation.
2025 loan limits and downpayment requirements in St.-Ann, St. Louis, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan options in St.-Ann, MO
The aim of Lendersa® is to quickly secure you the best USDA or FHA loan without hassle. Choose one of three starting options that connect you with lenders offering USDA loan programs.
A USDA home loan is a government-guaranteed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment.
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