USDA Loan Vs. FHA loan for Berkeley, MO [ best of 2023]

In 2025, USDA loan limit in Berkeley, county of St. Louis, MO is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Berkeley, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(614) 538-2443 404 miles Lender's profile and map Reviews United Midwest Savings Bank, National Association 6460 Busch Blvd, Suite 200, Columbus, OH, 43229 Since 1889, United Midwest has offered a varying range of banking and financial services to several community and business groups. Over time, we've evolved and today we focus our services into four main categories: Business Lending, Consumer Lending, Residential Loans, and our Deposit Services.
(614) 436-7800 404 miles Lender's profile and map Reviews Mortgage Banc 1395 E Dublin Granville Rd, Suite 301, Columbus, OH, 43229 Over the past 30 years we have established ourselves as a 'make sense' hard money lender and mortgage broker. The Mortgage Banc has assisted many home buyers and owners with their financing needs. In addition to our direct loan programs, our wholesale loan division has supported other mortgage brokers with financing options.
(865) 984-4072 404 miles Lender's profile and map Reviews Maryville Municipal Credit Union 321 West Broadway Avenue, Maryville, TN, 37801 At Maryville Municipal Credit Union. We are a State Chartered, Federally Insured Credit Union serving the Employees of the City of Maryville and their families, as well as the Employees of Atmos Energy Company and their families. Open since 1972, those Employees and Families have grown to 1500 Members strong.
(865) 238-7500 404 miles Lender's profile and map Reviews Volunteer Home Mortgage Inc. 1033 W Broadway Ave, Maryville, TN, 37801 Volunteer Home Mortgage Inc. is a dream come true for me. We are one of the hand full of mortgage broker companies that is here to give our customers a variety of mortgage options and choices. We are a locally owned and operated mortgage company. Why call a BIG name bank or lender
(256) 646-2354 404 miles Lender's profile and map Reviews WinSouth Credit Union 110 South 26th Street, Gadsden, AL, 35904 WinSouth Credit Union is a cooperative financial institution, owned & controlled by the people who use its services. These people are members. WinSouth Credit Union serves groups that share something in common, such as where they work, live or go to church. Credit unions are not-for-profit, and exist to provide a safe, convenient place for members.
(865) 984-5350 404 miles Lender's profile and map Reviews Trust Tennessee Home Mortgage, Inc 445 Marilyn Lane, Alcoa, TN, 37701 TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.
(740) 642-2191 404 miles Lender's profile and map Reviews Kingston National Bank 2 N Main Street, Kingston, OH, 45644 Kingston National Bank defines itself as “A Real Community Bank, Really Serving Communities”, a motto that was established when Phil Dunlap and his associates founded the Bank back in 1909. The tradition of providing customers with excellent banking products and superior customer service still prevails.
(614) 431-0784 404 miles Lender's profile and map Reviews State Highway Patrol Federal Credit Union 1900 Polaris Parkway, Suite 400, Columbus, OH, 43240 State Highway Patrol Federal Credit Union was founded January 14th, 1960, in Jackson, Ohio. The official name was OSHP – District 9 Federal Credit Union. One year later, the official name of the credit union was changed to State Highway Patrol Federal Credit Union and the field of membership was expanded to include the State Highway.
(614) 989-4444 404 miles Lender's profile and map Reviews Services by Signature 8850 Commerce Loop Drive, Columbus, OH, 43240 Services by Signature buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
(614) 505-5533 404 miles Lender's profile and map Reviews Affinity Group Mortgage Of Ohio, Llc 1900 Polaris Parkway, Suite 450, Columbus, OH, 43240 Affinity Group Mortgage is a local financial partner, serving the lending needs of real estate professionals, builders and individual home buyers throughout the State of Ohio You have just taken the first step towards your dream. By selecting Affinity Group Mortgage, you have chosen a lender who understands your needs.