USDA Loan Vs. FHA loan pro & con for Barnhart, Jefferson County, MO

In 2025, USDA loan limit in Barnhart, county of Jefferson, MO is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Barnhart, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(608) 785-7720 381 miles Lender's profile and map Reviews G.E.C.U. 225 La Crosse St, La Crosse, WI, 54602 Since we opened our doors in 1931, we’ve been making each and every one of our members feel like they count. And in fact, they do — every member of G.E.C.U. is also a partial owner. There’s always been and always will be a staff of friendly, helpful people at G.E.C.U. who get to know you by name.
(419) 636-2123 381 miles Lender's profile and map Reviews Northwestern Federal Credit Union 234 North Main Street, Bryan, OH, 43506 Northwestern Federal Credit Union has been open since 1950. The credit union has assets totaling $13.72 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(800) 872-5630 381 miles Lender's profile and map Reviews MBT Bank 245 East J Street, Forest City, IA, 50436 Since our beginning in 1945 as Farmers Bank & Trust Company of Crystal Lake, MBT Bank has always focused on improving the services offered to better the lives of customers and the communities we serve. As a community bank, the growth of MBT Bank from its inception, has stemmed from making fiscally responsible decisions
(507) 582-3448 381 miles Lender's profile and map Reviews United Farmers State Bank 15 4th Street Sw, Adams, MN, 55909 United Farmers State Bank was chartered on January 17, 2014 when its parent banks, Farmers State Bank of Adams and Farmers State Bank of Elkton joined forces. The officers are Timothy Schneider, President; Brian Wolff, Vice-President; Curt Sheely, Vice-President, Eric Lee, Vice-President; Mike Smith, Asst Vice-President, and Steve Leif, Asst. Vice-
(606) 796-3086 381 miles Lender's profile and map Reviews Pinnacle Bank, Inc. 26 Second Street, Vanceburg, KY, 41179 Pinnacle Bank, we strive to put the customer first. We offer deposit accounts, consumer and commercial loans, and a variety of other products to fit your financial needs. Pinnacle Bank is committed to providing ready access to our products and services. This includes the guidelines established by the Americans with Disabilities Act.
(316) 263-5756 382 miles Lender's profile and map Reviews Quantum Credit Union 6300 W 21st North, Wichita, KS, 67205 At Quantum Credit Union, earnings are returned back to our owners in the form of lower rates, higher interest on deposits, and lower fees. Everyone is an equal owner, with one vote, and can help shape decisions on leadership, new products and more. We are a not-for-profit credit cooperative, offering a full line of banking services.
(316) 721-7744 382 miles Lender's profile and map Reviews First Equity Mortgage Services 10011 W. 21st St. N, Suite 101, Wichita, KS, 67205 "With a wide variety of different loan programs, First Equity Mortgage Services, Inc is sure to have one to help you achieve the American dream of owning a home. We are locally owned and operated and conveniently located in Wichita, Ks. First Equity Mortgage is active in the local community: Catholic Charities, Red Cross, Habitat for Humanity.
(800) 780-4808 382 miles Lender's profile and map Reviews The Citizens Bank 114 West Main St, Morehead, KY, 40351 The Citizens Bank of Morehead, Kentucky was organized September 25, 1928; original organizers being H. Vanantwerp, E. E. Maggard, C. E. Dillon, Squire Hogge and Frank Havens. The Citizens Bank was opened for business on Railroad Street, now First Street; across from the old C&O Train Depot.
(606) 784-2201 382 miles Lender's profile and map Reviews Morehead Community Federal Credit Union 503 West Main Street, Morehead, KY, 40351 At Morehead Community Federal Credit Union our members are owners, joined by the belief that we are investing in each other. We offer full-service banking with the goal to help members build a better financial future & we’ve been doing that since 1978 Morehead Community Federal Credit Union is the premier credit union of the Rowan County commu
(606) 784-2131 382 miles Lender's profile and map Reviews Frontier Housing, Inc. 5445 Flemingsburg Rd, Morehead, KY, 40351 Frontier Housing was founded in 1974 by four churches, a holy cross brother, and a small group of volunteers led by our founder, Tom Carew. We were created to be a resource for eastern Kentuckians in need of housing opportunities. What began with a mission to repair or rebuild dilapidated, aged, and/or unsafe living conditions.