USDA Vs. FHA Pro and Con comparison in Barnhart, Jefferson County, MO

In 2025, the USDA loan limit in Barnhart, located in Jefferson county, MO, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator for comparing today's leading USDA and FHA rates. Determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best financial fit in Alabama.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Details in Barnhart, Jefferson, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Barnhart, MO

Lendersa® aims to provide the best USDA or FHA loan options without hassle. Choose from three initial strategies that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is limited to rural areas. Unlike FHA loans needing a minimum of 3.5% down payment, USDA mortgages require no down payment, offering a unique option for qualified buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Procashadvances
  • 189 The Grove Dr, Los Angeles, CA, 90036
  • Enhance your financial resilience with ProCashAdvances. Our seamless loan request process makes handling life's financial demands stress-free. Utilize our extensive lender network and user-friendly platform for quick, short-term loan solutions. Experience efficiency and speed on your financial journey with ProCashAdvances today!
  • WCH Investments
  • 5150 Wilshire Boulevard, Suite 100, Los Angeles, CA, 90036
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Think Mortgage Inc.
  • 5455 Wilshire Boulevard, Suite 1505, Los Angeles, CA, 90036
  • THINK Mortgage, Inc our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Vantage Realty Inc.
  • 145 South Fairfax Avenue, Suite 200, Los Angeles, CA, 90036
  • Our goal is simple. Make your next Real Estate or Mortgage transaction as seamless as possible. We want to empower and educate our clients on all their options and guide them in the directions that will yield maximum results. If you are looking for a friendly, straight-forward, and transparent agent, you’ve come to the right place.
  • Loanenvy.com Inc.
  • 5900 Wilshire Boulevard, Suite 2600, Los Angeles, CA, 90036
  • We’re a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms
  • montgomery Financial servicess
  • 1704 W. Manchester Avenue, Suite 210E, Los Angeles, CA, 90047
  • "Montgomery Financial Services is a reputable mortgage broker company whom can originate traditional and non traditional mortgage financing. We are NMLS licensed (Company ID# 1116788 - Individual ID# 360947) and have over 17 years of experience in the mortgage finance industry. We want to help you either finance or refinace your dream home"
  • Carson Jewelry & Loan, Guns, Pawn, Ammo, Jewelry, Coins, Tools
  • 22012 Avalon Blvd, Carson, CA, 90745
  • At Carson Jewelry & Loan customer service is our specialty! From fine jewelry to a large selection of new and used firearms. We give Cash Loans on items of value including jewelry, musical instruments, tools, electronics, sports equipment and firearms. We also pay very competitive prices for loose diamonds, gold, silver, and platinum.
  • Allwest Mortgage Company
  • 4804 Laurel Canyon Blvd, Suite 374, Valley Village, CA, 91607
  • Allwest Mortgage Company We provide individualized solutions to our clients and their families. Be assured that you will be given respect and dignity by members of our firm. We listen to each client’s personal situation and provide options to meet their needs.Educating our clients is an important element of our business.
  • EZ Online Mortgage Inc.
  • 4804 Laurel Canyon Blvd, Suite 1199, Los Angeles, CA, 91607
  • EZ Online Mortgage is simple: we want to help you save money. We are committed to making sure all borrowers get the best loan program and mortgage rates possible, paired with unparalleled customer service and a stress-free application process. We are proud to call ourselves one of the most reputable and efficient mortgage.
  • GLF Mortgage Professionals
  • 4804 Laurel Canyon Boulevard, Suite 812, Valley Village, CA, 91607
  • GLF Mortgage Professionals mission is to be the only mortgage company you'll ever choos a partner to help you finance your dreams. This takes more than a website and mortgage calculator, it takes a personalized turn-key customer experience that is second to none.We offer competitive rates, industry experts, and reliable services.