USDA Loan Vs. FHA loan pro & con for Independence, Jackson County, MO

In 2025, USDA loan limit in Independence, county of Jackson, MO is $345,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Independence, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(580) 549-6106 364 miles Lender's profile and map Reviews The First National Bank of Fletcher 401 W. Cole, Fletcher, OK, 73541 The First National Bank of Fletcher is and has always been locally owned and operated. We offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. We take pride in having served our community since 1901.
(217) 269-2339 365 miles Lender's profile and map Reviews Longview Bank and Trust 121 S Pennsylvania St, Chrisman, IL, 61924 Longview Capital Corporation is a three bank holding company that is closely held, whose mission is to serve the rural areas of central Illinois and West Central Indiana. It is our belief that the financial security of the residents of this highly productive agricultural area is an important part of the democratic form of government
(608) 634-3118 365 miles Lender's profile and map Reviews WCCU Credit Union) 501 North Main Street, Westby, WI, 54667 WCCU is here to help you spend, save, manage, invest and make money. Our goal is to facilitate financial stability in your life. Let us help aid you in finding the right checking account, the right loan and the right budget for you and your family’s life and financial well being. If you’re not a member of WCCU, apply for membership today
(507) 357-2225 365 miles Lender's profile and map Reviews First State Bank of Le Center 88 North Park Avenue, Le Center, MN, 56057 First State Bank of LeCenter provides banking services. The Bank offers checking accounts, credit and debit cards, loans, payment protection, bill payment, and online banking services. First State Bank of LeCenter serves clients in the State of Minnesota. First State Bank is located in Le Center, Minnesota, and was founded in 2009.
(507) 357-2273 365 miles Lender's profile and map Reviews First National Bank of Le Center 10 W Minnesota St, Le Center, MN, 56057 The First National Bank of Le Center has been proudly serving the communties of Le Center and Kilkenny for over 100 years. We think the First National Bank of Le Center Facebook page is a unique way to communicate news to you, keep you updated about things going on in our community as well as an opportunity to get to know us.
(901) 521-4620 365 miles Lender's profile and map Reviews Kimberly Clark Credit Union 1520 N Second Street, Memphis, TN, 38107 Kimberly Clark Credit Union, chartered in 1947, serves the employees of Kimberly Clark Corporation across the country. KCCU is a not-for-profit financial institution where you, our member-owner, come first. After expenses and legal reserves are set aside, all profits are returned to members as higher dividends on savings, lower rates on loans.
(580) 286-7656 365 miles Lender's profile and map Reviews The Idabel National Bank 1201 SE Washington St., Idabel, OK, 74745 The Idabel National Bank was founded in 1921 and has operated in McCurtain County as an independent community bank since its inception. The bank has been locally owned and operated for many decades, with the current ownership in place since 1968. Additionally, due to the structure of the bank’s retirement plan for its employees.
(580) 286-6647 365 miles Lender's profile and map Reviews Mccurtain County National Bank 1501 S.E. Washington, Idabel, OK, 74745 MCNB is 100% locally owned and operated by people of McCurtain County. MCNB was established after seeing the opportunity of offering a competitive advantage to our customers. Since our opening in 1982 in Idabel, with deposits of 1 million dollars, MCNB has grown to an institution in excess of 100 million dollars, with banks in Idabel
(608) 784-9550 366 miles Lender's profile and map Reviews Coulee Bank 1516 Losey Boulevard South, La Crosse, WI, 54601 We offer a full line of financial services ranging from children's savings accounts, auto and home loans, to personal and business checking accounts. Our business customers can rely on us as their financial partner to help their companies grow. In addition, we can help you plan for the future with a wide range of retirement and investment options
(608) 785-2265 366 miles Lender's profile and map Reviews Citizens State Bank of La Crosse 620 Main Street, La Crosse, WI, 54601 Our mission is to provide an experience like no other, which has made us one of the top-rated & fastest growing banks in the country! Our culture is known to be one of the best in the industry, one where we work hard. This promotes outside the box thinking with fun & play all day, resulting in our employees being some of the happiest in the world!
(608) 775-4715 366 miles Lender's profile and map Reviews Gundersen Credit Union 1910 South Avenue, La Crosse, WI, 54601 Gundersen Credit Union is recognized as an important member benefit offering convenient service, sound financial advice, and competitive rates in a comfortable environment. Gundersen Credit Union offers personal service, great rates, low fees and free checking! Stay connected through 7 Shared Branches.