In 2025, the USDA loan limit for a single-family home in Independence, Jackson county, MO, is set at $345,000, while the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s USDA versus FHA rates. Find the income, credit, reserves, and documents needed for qualification. Our modern mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best option in for your financial situation.
2025 Loan Limits and Downpayment Needs in Independence, Jackson, MO
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Independence, MO
The aim of Lendersa® is to swiftly provide access to ideal USDA or FHA loans without hassle. Choose one of three starting routes to match with lenders and USDA loan programs.
A USDA home loan, referred to as a USDA mortgage or rural development loan, is backed by the government via the Department of Agriculture, available solely in rural areas. In contrast, FHA loans require at least a 3.5% down payment, while USDA loans require no down payment.
29021 Avenue Sherman, Suite 111, Valencia, CA, 91355
At Silva Realty, real estate isn’t a job, it’s a lifestyle—it’s knowing that our clients might change their minds 20 times throughout the process & being happily flexible to help them navigate challenges & indecision to ultimately achieve their goals.It’s being available and responsive outside of conventional business hours via phone, text, email.
Newcastle Lending Started in 2012 as a two person operation and we are steadily growing in both business and personnel and Specialties in Lending Services including purchase loans and refinancing and Loans is a local owned and operated company where our main goal is to provide the best possible real estate and lending experience.
25000 Avenue Standford, Unit 101, Valencia, CA, 91355
We are a place where you and your business can thrive. Our mission at Ria is to equip our team of industry professionals with the tools and resources needed to excel in their trade. Our model is simple, effective, and aimed at fueling the careers of our partners to ensure they are continuously striving for success.
Personalized mortgage services are our promise here at Platinum Home Lending in Valencia, CA. Choose us as your partner in home buying, and expect to receive a mortgage program that’s specifically designed just for you! To get started, talk to our mortgage expert today about your requirements.
28494 Westinghouse Place, Suite 212, Valencia, CA, 91355
The biggest complaint we hear from clients who have chosen to close with other companies is that they never understood the process and didn't know what they needed to provide. Communication is our goal so that situations that leave you wondering what is happening - or what the lender will ask for next - do not occur.
25060 Avenue Stanford STE 255, Valencia, CA, 91355
Southern Oaks Mortgage, Inc. is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
28338 Constellation Road, Suite 900, Valencia, CA, 91355
Established in 1993, American Family Funding has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, and individual homebuyers throughout California.We are a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
"Pacific Funding Mortgage Division, established in 1995 by President Mike Moeller, has been a top trusted mortgage lender for over 20 years.
As a full-service, direct lender we perform both broker and banker sides of each mortgage transaction, which distinguishes us as a leading mortgage company. "
Montserrat Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Northwest Financial Network our top priority is to take loan applications, for purchase or refinance, at our office or at your place, and process them as fast as possible. In this volatile market, it makes a lot of difference if you get your loan approved as soon as possible. When you get your loan approved, you can take advantage of the market.
In 1952, when most Southern Pacific Employees had never heard or even dreamed of a Credit Union, Jake Fannin, a switchman, and his wife Mary Ellen knew of these things and had a strong desire to get a credit union started for Southern Pacific employees in Bakersfield. Mary already had considerable banking experience and with a little help
