USDA Vs. FHA Pro and Con comparison in Kansas-City, Jackson County, MO
For 2025, the USDA loan limit in Kansas-City, located in Jackson county, MO, is $311,800. In comparison, the FHA cap for a single-family home is $389,850.
Employ the Lendersa® USDA loan calculator to analyze and compare the top USDA and FHA rates currently available. This tool aids in determining the income, credit, reserves, and documentation needed for qualification. Our enhanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, facilitating an informed choice for the best program in suited to your financial situation.
2025 Loan Limits and Down Payment Requirements in Kansas-City, Jackson County, MO
Loan Type
Loan Limit
Down Payment
USDA
$311,800
0%
FHA
$389,850
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Kansas-City, MO
Lendersa® aims to efficiently connect you with the best USDA or FHA loan options without hassle. Choose among three initial starting points that lead to matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the government's Department of Agriculture and is referred to as a USDA rural development loan or USDA mortgage. This loan is specifically available for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA loan requires no down payment at all.
Our primary goal is to help people get the mortgage that best meets their needs so they can buy a home or stop overpaying on their existing mortgages.You can always count on the Summit Funding team to get it done for you. We have successfully helped thousands of people and look forward to helping thousands more.
Emigrant Mortgage Company, Inc. (Emigrant) is a direct lender specializing in creative financing for residential properties. Headquartered in Elmsford, New York, Emigrant is a wholly owned subsidiary of Emigrant Bank, which has been serving the credit and banking needs of the New York community for more than 169 years.
Amerasia Bank was established in 1988 in Flushing, New York. For over 30 years, our bank has continued to grow steadily and strongly. Our goals have remained unchanged to always keep the "Customer and Service First". We have regularly been awarded "Top Performing" and "Five-Star.
Drexel Mortgage can finance, purchase, refinance your loan quickly. With hundreds of sources of capital Drexel is able to find a way to get you funding tailor made to fit your needs. We can provide loans to people who have OK credit, OK income, OK homes and a good business. Whatever your unique situation - we fund all good deals - guaranteed.
118-18 101 Avenue S, South Richmond Hill, NY, 11419
Omni Mortgage we pride ourselves on providing superior customer service & creating satisfied customers.our staff consist of experienced mortgage professionals who have an hands on approach to mortgage guidance.Not only you will find our team members knowledgeable,but you will also discover we truly care about helping you make your dreams a reality
Our banking facility is located in the picturesque, historic town of Ely, White Pine County, Nevada. The First National Bank of Ely has the distinct honor of holding the oldest bank charter in the great state of Nevada – we celebrated a century of service in 2007.
We continue this long history of customer service
At MGN Funding Corp, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use ""common sense"" and will help you obtain the best loan possible.
We represent a wide range of ""A"" rated lenders with first quality rates to private ""hardship"" lenders
Established in 1937, Educational and Governmental Employees Federal Credit Union is a safe, secure, and full service financial institution, serving nearly 7, 300 members. We pride ourselves on offering outstanding service and providing members with the tools and resources for a brighter financial future.
