USDA Vs. FHA your options comparison in Perryville, Perry County, MO
In the current year of 2026, the USDA loan limit for Perryville, located in the county of Perry, MO, is $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine all essential qualifications like income, credit, reserves, along with required documentation. Thanks to our advanced mortgage calculator, you'll be able to view USDA, FHA, Conforming, and VA options side by side. This will help you determine which program in Alabama best fits your financial circumstances.
Loan Limits and Down Payment Requirements for 2026 in Perryville, County Perry, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Opportunities in Perryville, MO
The mission of Lendersa® is to quickly and effortlessly secure the most favorable USDA or FHA loan options for you. Choose from three pathways designed to match you with lenders and suitable USDA loan programs efficiently.
The USDA home loan, backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, the USDA mortgage offers a no down payment option, making it a unique choice for eligible individuals.
The Bank of Missouri is reaching new heights of service and customer care. Our rich history, reaching back over 12 decades, is our source of motivation. As we look back with pride, we look forward with excitement as our continued growth enables us to meet the ever changing needs of the communities we serve.
Genevieve Drive, Suite 871, Sainte Genevieve, MO, 63670
Lends in Missouri
MRV Banks is a locally owned, independent bank dedicated to serving consumers and small businesses throughout Missouri. Since our beginnings in 2007, we have been providing the best products and services for our customers while supporting the communities in which we work and live.
Peoples Bank of Altenburg is here to provide the banking services you need. Serving the communities of Altenburg and Jackson, as well as the surrounding areas, we know the important role community banks play in making communities successful, and we take our role very seriously. We live and work in these communities, and provide the banking services
Ozarks Federal Savings and Loan Association is different from other area banks. Even our name is different. We were designed differently almost a century ago. This safe and secure bank is simple and fair by design. Since 1930, our depositors bring their checking and savings here so that borrowers can buy or build homes.
First State Community Bank is a financial leader in the State of Missouri. Founded in 1954, we have demonstrated an unyielding commitment to our clients and partners. From a Junior Savers Account to Commercial Real Estate Loan we work to find the best solution for each customer..
Bloomsdale Bank Since opening our doors in 1914, Bloomsdale Bank has held the values of community, integrity, and sticking to what we know and doing it well. As one of the oldest community banks in Ste. Genevieve County, we understand the importance of treating our neighbors like family, making wise financial decisions.
101 S Mine La Motte Street, Fredericktown, MO, 63645
Lends in Missouri
New Era Bank offers Home Equity Lines of Credit at competitive rates. These loans are an excellent choice for homeowners wanting utilize the current equity in their house to pay for things like: college expenses for children, major home improvements, or those unexpected expenses that life throws at you.
