USDA Vs. FHA Pro and Con comparison in Perryville, Perry County, MO

In the current year of 2025, the USDA loan limit for Perryville, located in the county of Perry, MO, is $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine all essential qualifications like income, credit, reserves, along with required documentation. Thanks to our advanced mortgage calculator, you'll be able to view USDA, FHA, Conforming, and VA options side by side. This will help you determine which program in Alabama best fits your financial circumstances.

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Loan Limits and Down Payment Requirements for 2025 in Perryville, County Perry, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Opportunities in Perryville, MO

The mission of Lendersa® is to quickly and effortlessly secure the most favorable USDA or FHA loan options for you. Choose from three pathways designed to match you with lenders and suitable USDA loan programs efficiently.

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Understanding USDA Loans in MO

The USDA home loan, backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, the USDA mortgage offers a no down payment option, making it a unique choice for eligible individuals.

Enter your location to find out if it qualifies for USDA rural housing loan?



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