USDA Vs. FHA your options comparison in Knob-Noster, Johnson County, MO
For the year 2025, the USDA loan limit for Knob-Noster in the county of Johnson, MO, is $285,000. For a single-family home, the FHA loan limit is set at $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate the best current rates for USDA versus FHA, and understand the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side by side, making it easier to choose the best program in for your financial situation.
2025 Loan Limits and Down Payment Needs in Knob-Noster, Johnson, MO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Knob-Noster, MO
Lendersa® is committed to securing the best USDA or FHA loans for you quickly and smoothly. Start with one of three strategies that match you with lenders and USDA loan programs effectively.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages offer the benefit of no down payment.
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