USDA Vs. FHA your options comparison in Whiteman-AFB, Johnson County, MO

As of 2025, in Whiteman-AFB, county of Johnson, MO, the USDA loan limit is $285,000, while for a single-family home, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates. Determine essential income, credit level, reserves, and documentation needed for qualification. With our advanced mortgage tool, you can view USDA, FHA, Conforming, and VA loans side by side, facilitating a decision on the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Whiteman-AFB, County of Johnson, MO

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Alternatives in Whiteman-AFB, MO

Lendersa® strives to quickly connect you with the best USDA or FHA loan. Choose one of three starting options leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MO

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is limited to rural areas. Unlike FHA loans which demand a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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