USDA Vs. FHA Pro and Con comparison in Higginsville, Lafayette County, MO
In 2025, the USDA loan limit in Higginsville, county of Lafayette, MO, is $345,000, whereas the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. It helps to identify the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA loans, empowering you to choose the best program tailored for your financial requirements in .
2025 Loan Limits and Downpayment Requirements in Higginsville, County of Lafayette, MO
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Higginsville, MO
Lendersa® is committed to helping you obtain the finest USDA or FHA loan swiftly and without stress. Choose one of three starting paths that align you with the appropriate lenders and USDA loan options.
A USDA home loan, guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is designed for rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment.
Universal Lending Corporation has helped families from every walk of life achieve their dreams of responsible home ownership. Founded by Pete Lansing and based in Denver, Colorado, Universal Lending has grown from a staff of three to over 200 mortgage professionals around the United States.
6825 E Tennessee Ave, Suite 415, Denver, CO, 80224
At Nathan Mortgage, our mission is to bring you the best options, be an informative guide and always be your strongest advocate. We strongly believe in contributing to the communities that we hold close to our heart. Both personally and through Nathan Mortgage, Nathan Beauchamp is an active member and donor to the Guys Who Give Arapahoe chapter.
9777 Pyramid Court, Suite 100, Englewood, CO, 80224
Brent Osland is the founder of the mortgage company and also Brent is an experienced Mortgage Banker with a demonstrated history of working in the financial services industry. Skilled in Construction Loans, Banking, Sales, Credit Analysis, and U.S. FHA Financing. Strong finance professional with a Bachelor of Arts.
Unify Home Loan Hundreds of products to meet every need. Limited documentation, low rates, low closing costs. and also Unify Home Loan, we will guide you through the loan process and get you the best product at the best price and Unify Home Loan specilality FHA Loan, va, Reverse Mortgage, conventional loan and more option avalible .
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Omega Funding, Inc has been providing working capital to business owners since 1997. We can underwrite and fund directly out of our own money or use our network of private investors, non bank sources, and private capital firms. This makes us an invaluable resource in obtaining the best financing alternative for your growing business
Over the 15 ye
At Select Home Loan Group LLC. We are a full service mortgage company based in Brighton, CO. We specialize in Purchase, Refinance, and Conventional Loans in Brighton. We also serve the surrounding cities in Adams County. Whether you are buying a home or refinancing in the zip code 80602,
3051 West 105th Avenue, Suite 351653, Westminster, CO, 80602
Splash Real Estate Solutions LLC are a buying, selling, refinancing, or building your dream home, you have a lot riding on your Loan Specialist and Real Estate Agent. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professionals who are able to give you
