USDA Vs. FHA Pro and Con comparison in Sedalia, Pettis County, MO
For 2025, the USDA loan limit for Sedalia, located in the county of Pettis, MO, is set at $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator offers you the ability to compare the current best rates between USDA and FHA loans, and ascertain the income, credit, reserves, and necessary documentation required for qualification. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, providing insight to determine the most suitable program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Sedalia, County of Pettis, MO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Sedalia, MO
At Lendersa®, we aim to efficiently provide you with the ideal USDA or FHA loan, free from hassle. You can choose from one of three initial paths to connect with lenders and gain access to matching USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture—often called a USDA rural development loan or USDA mortgage—is limited to rural settings. In contrast to FHA loans, which demand a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
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Our staff of mortgage professionals will give you the personal attention you deserve and treat you with the respect due to a valued customer. We understand you’re making a commitment in buying a new home or refinancing your current home. So, in turn, we will also make a commitment to you. We will help you qualify, apply
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Woodland Bank is a family owned bank that traces its roots back to the logging boom days in Northern Minnesota. The bank was chartered in 1920 as Shovel Lake State Bank by Fred Blais to serve the needs of his logging camp and area community of Shovel Lake, Minnesota. In 1924, the bank acquired and merged with the First State Bank of Swatara
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Great Lakes Federal Credit Union and its members have enjoyed rich longevity in the Great Lakes Bay Region. Our story began in 1936, with the introduction of Wolverine Knitting Mills Federal Credit Union and includes mergers with the former Industrial Brownhoist Employees Federal Credit Union, Bay Medical Credit Union, and Birch Run Area Credit Uni
United Bay Community Credit Union (UBCCU) was founded with one core purpose in mind: to build and foster the financial well-being of our community. More than just a bank, UBCCU is a member-owned, not-for-profit financial institution. We provide a safe place to grow strong financial roots.
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