USDA and FHA Pro and Con in Warrensburg, Johnson County, MO

In 2026, the USDA loan limit set for Warrensburg, located in Johnson, MO, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess and compare today's best USDA versus FHA rates. Determine the income, credit, reserves, and documentation required to qualify. Our mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the ideal program in for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Warrensburg, Johnson, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Warrensburg, MO

Lendersa® aims to help you quickly find the best USDA or FHA loan with ease. Opt for one of three starting paths that lead to lenders matching USDA loan programs.

Results of Lendersa's USDA loan request and match

What Exactly is USDA Loan in MO?

A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development or mortgage. Available solely in rural areas, it requires no down payment, unlike FHA loans which require at least 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Access G T Mortgage Inc
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  • We are a full service mortgage broker started in 2004 that follows the Golden Rule and offers five star service and the best rates in the business. We offer conventional, subprime, construction, renovation, jumbo, FHA, VA and USDA loans as well as private mortgages. We look forward to the opportunity to provide you with five star service.

  • Blue Square Mortgage LLC
  • 4212 33rd Avenue West, Seattle, WA, 98199
  • Blue Square Mortgage, customers always come first. Anytime you have a question or concern, you can get the support you need. We are here to guide you through the entire mortgage process from start to finish. We don't look at your successful purchase of your first home through Blue Square Mortgage as an ending. We see it as a beginning

  • Redwood Trust Inc
  • One Belvedere Place, Suite 300, Mill Valley, CA, 94941
  • Our mission is to make quality housing — whether rented or owned — accessible to all American households. To Redwood Trust, mortgages aren’t simply a business. We never forget that the support we provide to the housing market adds to the lifeblood of our nation. The financing we provide makes a positive impact, not just on the American economy.

  • West Coast Mortgage Co, Inc.
  • 625 Throckmorton Ave, Mill Valley, CA, 94941
  • West Coast Mortgage Co has been a staple to the San Francisco and Bay area since 1995. Owner Brad Schauer used his extensive experience in real estate sales to create a personalized mortgage brokerage focused on the client’s success and satisfaction. Brad understands that each mortgage is different,

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  • West Cal Financial
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  • West Cal Financial Our team strives to provide our clients with the best possible experience. Our One-Stop-Shop approach strives to provide a customer experience that will help alleviate the stress and worry that can often be part of such a large financial transaction. With our specialized knowledge we hope to be able to provide our clients.

  • Community First Credit Union
  • 1539 S Novato Blvd, Novato, CA, 94947
  • Community First Credit Union was founded by seven LOCAL teachers who were denied home loans by banks (back in the day, teachers weren't paid in summer months, and bankers decided teachers weren't smart enough to save up for those months). Since that founding, our "field of Membership" was expanded to include anyone who was a resident of Lake

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  • Mortgage Lending Group, LLC
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  • A1 Residential Mortgage
  • 3645 NW John Olsen Place, Hillsboro, OR, 97124
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  • Cascade Residential Mortgage, LLC
  • 150 NE 3rd Ave, Suite A, Hillsboro, OR, 97124
  • Cascade Residential Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • Minuteman Mortgage
  • 5635 NE Elam Young Parkway, Suite 308, Hillsboro, OR, 97124
  • Minuteman Mortgage exists to serve our local community and families by empowering our clients and business relationships at a moment’s notice through personalized financial education, transparency, and integrity so that they may achieve the American Dream and the pursuit of happiness.