In 2026, the USDA loan limit set for Warrensburg, located in Johnson, MO, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today's best USDA versus FHA rates. Determine the income, credit, reserves, and documentation required to qualify. Our mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the ideal program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to help you quickly find the best USDA or FHA loan with ease. Opt for one of three starting paths that lead to lenders matching USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development or mortgage. Available solely in rural areas, it requires no down payment, unlike FHA loans which require at least 3.5%.
Enter your location to find out if it qualifies for USDA rural housing loan?
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