USDA Vs. FHA your options comparison in Lexington, Lafayette County, MO
For 2025, the USDA loan limit in Lexington, county of Lafayette, MO, is $345,000, while the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA vs. FHA rates. It helps determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable option for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Lexington, County of Lafayette, MO
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Lexington, MO
The objective of Lendersa® is to connect you swiftly with the finest USDA or FHA loan. Choose from three starting approaches that lead you to matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. It's specifically available in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans do not require any down payment.
401 East Las Olas Blvd, Suite 1400, Fort Lauderdale, FL, 33301
At Wholesale Direct Mortgages, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We work seven days a week this allows us to get you the best rates on all types of loan programs
One East Broward Boulevard, Suite 700, Fort Lauderdale, FL, 33301
The mortgage professionals of Florida Community Mortgage enjoy helping our customers and we feel fortunate to be in a business in which we can help people tremendously. All of our brokers are licensed and have extensive industry experience. Our mortgage professionals commonly help borrowers improve their credit to get a better interest rate.
101 Northeast 3rd Avenue, Suite 1500, Fort Lauderdale, FL, 33301
Encore Mortgage Funding, Inc. is an independent boutique–style mortgage firm that caters to all markets from first-time home buyers to the avid investor. Serving South Florida for over three decades has earned us a broad range of expertise, unique strategies and professional relationships in the mortgage and real estate arena.
515 East Las Olas Blvd, Suite 120, Fort Lauderdale, FL, 33301
We’re a private lending company focused on commercial mortgage lending and “business purpose” financing for real estate investors, basing our lending on the collateralized asset. Over the years we’ve increased market share by focusing on delivering the best products at competitive rates, and faster than any other lenders.
501 E Las Olas Blvd, Suite 300, Fort Lauderdale, FL, 33301
Our mission is to provide access and opportunity to investors of all experience levels seeking wealth through real estate. We are a private money lender, offering a friendlier service than traditional hard money lenders. Our process is faster and easier than that of banks and conventional lenders.
300 SE 2nd St, Suite 638, Fort Lauderdale, FL, 33301
Lendz Financial is a Lender Licensed in the State of Florida. Some products and services may not be available in all states. Credit and collateral are subject to review approval. Terms and conditions do apply. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to availability and may change without notice.
1512 E Broward Blvd #204A, Fort Lauderdale, FL, 33301
At Florida State Mortgage Group, Inc. we are proud to have built a legacy of diligence, professionalism, and customer-oriented business practices. Established in November 2006, the Group has provided tailored mortgage financing solutions in Florida to countless residents, property owners, developers, and maiden investors.
501 East Las Olas Blvd. 2nd & 3rd Floor, Fort Lauderdale, FL, 33301
Mortgage Direct is one of the most innovative retail mortgage brokerages in the USA lead by a CEO that has 18 years of experience in the Real Estate Lending world.We are licensed in the state of Florida and our Corporate offices are located in Fort Lauderdale.Mortgage Direct is looking forward to continuing to help thousands of potential homeowners
